Banco BPM SpA (MEX:BAMIN) Moat Score: 5/10 (As of Jun. 26, 2026)


MEX:BAMIN Banco BPM SpA MEX:BAMIN
49 GF Score
Price MXN188.16
GF Value MXN83.53
! 6 Warning Signs
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What is Banco BPM SpA Moat Score?

Banco BPM SpA MEX:BAMIN 49 Moat Score is 5 as of Jun. 26, 2026. GuruFocus rates MEX:BAMIN with a GF Score™ of 49/100 and a GF Value™ of MXN83.53. The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Banco BPM SpA ranks better than 93.98% on this metric.

Banco BPM SpA has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Banco BPM SpA has Narrow Moat: Banco BPM SpA has a solid narrow moat due to its established presence in the Italian banking sector and moderate customer loyalty. It benefits from some economies of scale but lacks significant global market leadership or unique intellectual property.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco BPM SpA might have Narrow Moat - Solid narrow moat.

Banco BPM SpA  (MEX:BAMIN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco BPM SpA Moat Score Related Terms

Banco BPM SpA Moat Score Competitor Comparison

For the Banks - Regional subindustry, Banco BPM SpA's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco BPM SpA Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Banco BPM SpA's Moat Score distribution charts can be found below:

* The bar in red indicates where Banco BPM SpA's Moat Score falls into.


MEX:BAMIN
49GF Score
Banco BPM SpA MEX:BAMIN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Banco BPM SpA (MEX:BAMIN) has a Moat Score of 5 as of Jun. 26, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Banco BPM SpA ranks #97 out of 1610 companies in the Banks industry, placing it in the top 6%.
Is Banco BPM SpA's Moat Score too high?
Banco BPM SpA's current Moat Score is 5. Based on the distribution chart, Banco BPM SpA ranks #97 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco BPM SpA has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's Moat Score compare to competitors?
According to the Banks industry distribution chart, Banco BPM SpA ranks #97 out of 1610 companies for Moat Score. This places Banco BPM SpA in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Banco BPM SpA's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Banco BPM SpA (MEX:BAMIN) has a current Moat Score of 5. The stock's GF Value™ is MXN83.53, compared to a current price of MXN188.16 — trading 125.3% above its estimated fair value. The current Moat Score is 5. Banco BPM SpA's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Banco BPM SpA (MEX:BAMIN), the current Moat Score is 5 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BPM SpA (MEX:BAMIN) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued. The current stock price of MXN188.16 is trading 125.3% above its estimated GF Value™ of MXN83.53.

Key valuation signals for MEX:BAMIN:

  • Moat Score: 5
  • GF Value™: MXN83.53 vs. price of MXN188.16 (125.3% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the MEX:BAMIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BPM SpA Business Description

Address Piazza F. Meda, Milan, ITA, 20121
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
49GF Score

Get the complete analysis for MEX:BAMIN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.16
Price
MXN83.53
GF Value