Banco BPM SpA (MEX:BAMIN) Scaled Net Operating Assets: 0.16 (As of Dec. 2025)


MEX:BAMIN Banco BPM SpA MEX:BAMIN
49 GF Score
Price MXN188.16
GF Value MXN83.53
! 6 Warning Signs
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What is Banco BPM SpA Scaled Net Operating Assets?

Banco BPM SpA MEX:BAMIN 49 Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus rates MEX:BAMIN with a GF Score™ of 49/100 and a GF Value™ of MXN83.53. The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco BPM SpA's operating assets for the quarter that ended in Dec. 2025 was MXN4,222,902 Mil. Banco BPM SpA's operating liabilities for the quarter that ended in Dec. 2025 was MXN3,510,851 Mil. Banco BPM SpA's Total Assets for the quarter that ended in Sep. 2025 was MXN4,589,602 Mil. Therefore, Banco BPM SpA's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.16.

MEX:BAMIN
49GF Score
Banco BPM SpA MEX:BAMIN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco BPM SpA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Banco BPM SpA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(4222901.658-3510850.987)/4328575.137
=0.16

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4341109.057 - 118207.399
=4222901.658

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4012512.138 - 501661.151 - 0
=3510850.987

Banco BPM SpA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(4222901.658-3510850.987)/4589601.842
=0.16

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=4341109.057 - 118207.399
=4222901.658

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=4012512.138 - 501661.151 - 0
=3510850.987

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.16 mean?
Banco BPM SpA (MEX:BAMIN) has a Scaled Net Operating Assets of 0.16 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco BPM SpA and its competitors.
Is Banco BPM SpA's Scaled Net Operating Assets too high?
Banco BPM SpA's current Scaled Net Operating Assets is 0.16. Overall, Banco BPM SpA has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Banco BPM SpA's Scaled Net Operating Assets compare to competitors?
Banco BPM SpA's Scaled Net Operating Assets of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Banco BPM SpA and its competitors. Banco BPM SpA's current Scaled Net Operating Assets is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco BPM SpA stock overvalued right now?
Banco BPM SpA (MEX:BAMIN) has a current Scaled Net Operating Assets of 0.16. The stock's GF Value™ is MXN83.53, compared to a current price of MXN188.16 — trading 125.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.16. Banco BPM SpA's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Banco BPM SpA (MEX:BAMIN), the current Scaled Net Operating Assets is 0.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco BPM SpA (MEX:BAMIN) Overvalued in 2026?

Based on GuruFocus' analysis, Banco BPM SpA stock appears to be overvalued. The current stock price of MXN188.16 is trading 125.3% above its estimated GF Value™ of MXN83.53.

Key valuation signals for MEX:BAMIN:

  • Scaled Net Operating Assets: 0.16
  • GF Value™: MXN83.53 vs. price of MXN188.16 (125.3% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the MEX:BAMIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco BPM SpA Business Description

Address Piazza F. Meda, Milan, ITA, 20121
Banco BPM SpA is a financial services provider. It offers services including retail banking, corporate banking and private and investment banking/asset management.
49GF Score

Get the complete analysis for MEX:BAMIN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN188.16
Price
MXN83.53
GF Value