Grong Sparebank (OSL:GRONG) LT-Debt-to-Total-Asset: 0.16 (As of Mar. 2026)

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OSL:GRONG Grong Sparebank OSL:GRONG
70 GF Score
Price kr195.00
GF Value kr180.08
Valuation Fairly Valued
! 5 Warning Signs
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What is Grong Sparebank LT-Debt-to-Total-Asset?

Grong Sparebank OSL:GRONG 70 LT-Debt-to-Total-Asset is 0.16 as of Mar. 2026. GuruFocus rates OSL:GRONG with a GF Score™ of 70/100 and a GF Value™ of kr180.08 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Grong Sparebank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.16.

Grong Sparebank's long-term debt to total assets ratio increased from Mar. 2025 (0.15) to Mar. 2026 (0.16). It may suggest that Grong Sparebank is progressively becoming more dependent on debt to grow their business.


Grong Sparebank  (OSL:GRONG) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Grong Sparebank LT-Debt-to-Total-Asset Related Terms


Grong Sparebank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Grong Sparebank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grong Sparebank LT-Debt-to-Total-Asset Chart

Grong Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.14 0.13 0.15 0.15

Grong Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.15 0.14 0.14 0.15 0.16
OSL:GRONG
70GF Score
Grong Sparebank OSL:GRONG
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Grong Sparebank LT-Debt-to-Total-Asset Calculation

Grong Sparebank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1739.269/11384.531
=0.15

Grong Sparebank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1923.262/11849.543
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.16 mean?
Grong Sparebank (OSL:GRONG) has a LT-Debt-to-Total-Asset of 0.16 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Grong Sparebank and its competitors.
Is Grong Sparebank's LT-Debt-to-Total-Asset too high?
Grong Sparebank's current LT-Debt-to-Total-Asset is 0.16. Overall, Grong Sparebank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grong Sparebank's LT-Debt-to-Total-Asset compare to competitors?
Grong Sparebank's LT-Debt-to-Total-Asset of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Grong Sparebank and its competitors. Grong Sparebank's current LT-Debt-to-Total-Asset is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grong Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Grong Sparebank (OSL:GRONG) is currently considered Fairly Valued. The stock's GF Value™ is kr180.08, compared to a current price of kr195.00 — trading 8.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.16. Grong Sparebank's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Grong Sparebank (OSL:GRONG), the current LT-Debt-to-Total-Asset is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grong Sparebank (OSL:GRONG) Overvalued in 2026?

Based on GuruFocus' analysis, Grong Sparebank stock appears to be overvalued. The current stock price of kr195.00 is trading 8.3% above its estimated GF Value™ of kr180.08. GuruFocus considers Grong Sparebank to be Fairly Valued.

Key valuation signals for OSL:GRONG:

  • LT-Debt-to-Total-Asset: 0.16
  • GF Value™: kr180.08 vs. price of kr195.00 (8.3% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the OSL:GRONG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grong Sparebank Business Description

Address Sundspetvegen 2, PB 104, Grong, NOR, 7871
Grong Sparebank is an independent, local savings bank. It offers banking services to the local community such as Car loans, Mortgage, Loans and refinancing, Retirement and Bank Savings, Insurances, mobile and Online Banking, International payment and others.
70GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr195.00
Price
kr180.08
GF Value