Grong Sparebank (OSL:GRONG) Scaled Net Operating Assets: 0.30 (As of Mar. 2026)

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OSL:GRONG Grong Sparebank OSL:GRONG
69 GF Score
Price kr193.80
GF Value kr181.32
Valuation Fairly Valued
! 5 Warning Signs
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What is Grong Sparebank Scaled Net Operating Assets?

Grong Sparebank OSL:GRONG -0.09% 69 Scaled Net Operating Assets is 0.30 as of Mar. 2026. GuruFocus rates OSL:GRONG with a GF Score™ of 69/100 and a GF Value™ of kr181.32 (Fairly Valued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grong Sparebank's operating assets for the quarter that ended in Mar. 2026 was kr11,768.1 Mil. Grong Sparebank's operating liabilities for the quarter that ended in Mar. 2026 was kr8,401.7 Mil. Grong Sparebank's Total Assets for the quarter that ended in Dec. 2025 was kr11,384.5 Mil. Therefore, Grong Sparebank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.30.

OSL:GRONG
69GF Score
Grong Sparebank OSL:GRONG
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Grong Sparebank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grong Sparebank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(11302.555-8141.936)/10930.506
=0.29

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11384.531 - 81.976
=11302.555

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9881.205 - 1739.269 - 0
=8141.936

Grong Sparebank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(11768.073-8401.727)/11384.531
=0.30

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11849.543 - 81.47
=11768.073

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=10324.989 - 1923.262 - 0
=8401.727

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.30 mean?
Grong Sparebank (OSL:GRONG) has a Scaled Net Operating Assets of 0.30 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grong Sparebank and its competitors.
Is Grong Sparebank's Scaled Net Operating Assets too high?
Grong Sparebank's current Scaled Net Operating Assets is 0.30. Overall, Grong Sparebank has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grong Sparebank's Scaled Net Operating Assets compare to competitors?
Grong Sparebank's Scaled Net Operating Assets of 0.30 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grong Sparebank and its competitors. Grong Sparebank's current Scaled Net Operating Assets is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grong Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Grong Sparebank (OSL:GRONG) is currently considered Fairly Valued. The stock's GF Value™ is kr181.32, compared to a current price of kr193.80 — trading 6.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.30. Grong Sparebank's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Grong Sparebank (OSL:GRONG), the current Scaled Net Operating Assets is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grong Sparebank (OSL:GRONG) Overvalued in 2026?

Based on GuruFocus' analysis, Grong Sparebank stock appears to be overvalued. The current stock price of kr193.80 is trading 6.9% above its estimated GF Value™ of kr181.32. GuruFocus considers Grong Sparebank to be Fairly Valued.

Key valuation signals for OSL:GRONG:

  • Scaled Net Operating Assets: 0.30
  • GF Value™: kr181.32 vs. price of kr193.80 (6.9% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the OSL:GRONG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grong Sparebank Business Description

Address Sundspetvegen 2, PB 104, Grong, NOR, 7871
Grong Sparebank is an independent, local savings bank. It offers banking services to the local community such as Car loans, Mortgage, Loans and refinancing, Retirement and Bank Savings, Insurances, mobile and Online Banking, International payment and others.
69GF Score

Get the complete analysis for OSL:GRONG

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr193.80
Price
kr181.32
GF Value