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Grong SparebankOSL:GRONG 71 Net Margin % is 27.14% as of Mar. 2026, which is 27% below its 10-year median of 37.34. GuruFocus rates OSL:GRONG with a GF Score™ of 71/100 and a GF Value™ of kr181.69 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Grong Sparebank ranks better than 90.33% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Grong Sparebank's Net Income for the
three
months ended in Mar. 2026 was kr23.2 Mil. Grong Sparebank's Revenue for the
three
months ended in Mar. 2026 was kr85.3 Mil. Therefore, Grong Sparebank's net margin for the quarter that ended in Mar. 2026 was 27.14%.
The historical rank and industry rank for Grong Sparebank's Net Margin % or its related term are showing as below:
OSL:GRONG'
s Net Margin % Range Over the Past 10 Years
Min: 28.24 Med: 37.34 Max: 55.18
Current: 44.73
OSL:GRONG's Net Margin % is ranked better than 90.33% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs OSL:GRONG: 44.73
Grong Sparebank (OSL:GRONG) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Grong Sparebank Net Margin % Related Terms
Grong Sparebank Net Margin % Historical Data
* Premium members only.
The historical data trend for Grong Sparebank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grong Sparebank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Grong Sparebank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grong Sparebank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Grong Sparebank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Grong Sparebank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grong Sparebank (OSL:GRONG) has a Net Margin % of 27.14% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Grong Sparebank and its competitors. This is 27% below median its historical median of 37.34. Over the past decade, Grong Sparebank's Net Margin % has ranged from 28.24 to 55.18. According to the industry distribution chart, Grong Sparebank ranks #148 out of 1530 companies in the Banks industry, placing it in the top 9.7%.
Is Grong Sparebank's Net Margin % too high?
Grong Sparebank's current Net Margin % of 27.14% is 27% below median its 10-year median of 37.34. Over the past 10 years, this metric has ranged from a low of 28.24 to a high of 55.18. The Banks industry median Net Margin % is 26.85. Grong Sparebank's value of 27.14% is 1.1% above this industry median. Based on the distribution chart, Grong Sparebank ranks #148 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grong Sparebank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grong Sparebank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Grong Sparebank ranks #148 out of 1530 companies for Net Margin %. This places Grong Sparebank in the top 10% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.85. Grong Sparebank's value of 27.14% is 1.1% above this benchmark. Historically, Grong Sparebank's own Net Margin % has ranged from 28.24 to 55.18 over the past decade. While the company's 10-year median is 37.34 vs. the industry median of 26.85, Grong Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grong Sparebank's current Net Margin % of 27.14% is 1.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Grong Sparebank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grong Sparebank's current Net Margin % is 27.14%, which is 27% below median its own 10-year median of 37.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grong Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Grong Sparebank (OSL:GRONG) is currently considered Fairly Valued. The stock's GF Value™ is kr181.69, compared to a current price of kr194.60 — trading 7.1% above its estimated fair value. The current Net Margin % is 27.14%, which is 27% below median its 10-year median of 37.34 and 1.1% above the Banks industry median of 26.85. Grong Sparebank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Grong Sparebank (OSL:GRONG), the current Net Margin % is 27.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grong Sparebank (OSL:GRONG) Overvalued in 2026?
Based on GuruFocus' analysis, Grong Sparebank stock appears to be overvalued.
The current stock price of kr194.60 is trading 7.1% above its estimated GF Value™ of kr181.69.
GuruFocus considers Grong Sparebank to be Fairly Valued.
Key valuation signals for OSL:GRONG:
Net Margin %: 27.14% (27% below median its 10-year median of 37.34)
GF Value™: kr181.69 vs. price of kr194.60 (7.1% above fair value)
Industry Position: 1.1% above the Banks median (#148 of 1530)
No single metric tells the full story. See the OSL:GRONG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grong Sparebank is an independent, local savings bank. It offers banking services to the local community such as Car loans, Mortgage, Loans and refinancing, Retirement and Bank Savings, Insurances, mobile and Online Banking, International payment and others.
71GF Score
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