Grong Sparebank (OSL:GRONG) Margin of Safety % (DCF Earnings Based): 53.29% (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:GRONG Grong Sparebank OSL:GRONG
71 GF Score
Price kr194.60
GF Value kr181.81
Valuation Fairly Valued
! 5 Warning Signs
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What is Grong Sparebank Margin of Safety % (DCF Earnings Based)?

Grong Sparebank OSL:GRONG 71 Margin of Safety % (DCF Earnings Based) is 53.29% as of Jul. 14, 2026. GuruFocus rates OSL:GRONG with a GF Score™ of 71/100 and a GF Value™ of kr181.81 (Fairly Valued). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-14), Grong Sparebank's Predictability Rank is 4.5-Stars. Grong Sparebank's intrinsic value calculated from the Discounted Earnings model is kr416.60 and current share price is kr194.60. Consequently,

Grong Sparebank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 53.29%.

Grong Sparebank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Grong Sparebank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grong Sparebank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Grong Sparebank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Grong Sparebank's Margin of Safety % (DCF Earnings Based) falls into.


OSL:GRONG
71GF Score
Grong Sparebank OSL:GRONG
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Grong Sparebank Margin of Safety % (DCF Earnings Based) Calculation

Grong Sparebank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(416.60-194.60)/416.60
=53.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 53.29% mean?
Grong Sparebank (OSL:GRONG) has a Margin of Safety % (DCF Earnings Based) of 53.29% as of Jul. 14, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Grong Sparebank.
Is Grong Sparebank's Margin of Safety % (DCF Earnings Based) too high?
Grong Sparebank's current Margin of Safety % (DCF Earnings Based) is 53.29%. Overall, Grong Sparebank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grong Sparebank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Grong Sparebank's Margin of Safety % (DCF Earnings Based) of 53.29% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Grong Sparebank. Grong Sparebank's current Margin of Safety % (DCF Earnings Based) is 53.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grong Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Grong Sparebank (OSL:GRONG) is currently considered Fairly Valued. The stock's GF Value™ is kr181.81, compared to a current price of kr194.60 — trading 7% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 53.29%. Grong Sparebank's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Grong Sparebank (OSL:GRONG), the current Margin of Safety % (DCF Earnings Based) is 53.29% as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grong Sparebank (OSL:GRONG) Overvalued in 2026?

Based on GuruFocus' analysis, Grong Sparebank stock appears to be overvalued. The current stock price of kr194.60 is trading 7% above its estimated GF Value™ of kr181.81. GuruFocus considers Grong Sparebank to be Fairly Valued.

Key valuation signals for OSL:GRONG:

  • Margin of Safety % (DCF Earnings Based): 53.29%
  • GF Value™: kr181.81 vs. price of kr194.60 (7% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the OSL:GRONG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grong Sparebank Business Description

Address Sundspetvegen 2, PB 104, Grong, NOR, 7871
Grong Sparebank is an independent, local savings bank. It offers banking services to the local community such as Car loans, Mortgage, Loans and refinancing, Retirement and Bank Savings, Insurances, mobile and Online Banking, International payment and others.
71GF Score

Get the complete analysis for OSL:GRONG

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr194.60
Price
kr181.81
GF Value