High Templar Tech (STU:1QU) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

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STU:1QU High Templar Tech Ltd STU:1QU
46 GF Score
Price €2.14
GF Value €0.47
! 6 Warning Signs
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What is High Templar Tech LT-Debt-to-Total-Asset?

High Templar Tech STU:1QU -2.73% 46 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates STU:1QU with a GF Score™ of 46/100 and a GF Value™ of €0.47. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. High Templar Tech's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

High Templar Tech's long-term debt to total assets ratio declined from Dec. 2024 (0.00) to Dec. 2025 (0.00). It may suggest that High Templar Tech is progressively becoming less dependent on debt to grow their business.


High Templar Tech  (STU:1QU) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


High Templar Tech LT-Debt-to-Total-Asset Related Terms


High Templar Tech LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for High Templar Tech's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Templar Tech LT-Debt-to-Total-Asset Chart

High Templar Tech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.07 0.01 0.00 0.00 0.00

High Templar Tech Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
STU:1QU
46GF Score
High Templar Tech Ltd STU:1QU
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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High Templar Tech LT-Debt-to-Total-Asset Calculation

High Templar Tech's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=0.079/1650.589
=0.00

High Templar Tech's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=0.079/1650.589
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
High Templar Tech (STU:1QU) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on High Templar Tech and its competitors.
Is High Templar Tech's LT-Debt-to-Total-Asset too high?
High Templar Tech's current LT-Debt-to-Total-Asset is 0.00. Overall, High Templar Tech has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's LT-Debt-to-Total-Asset compare to LPRO and RM?
High Templar Tech's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on High Templar Tech and its competitors. High Templar Tech's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
High Templar Tech (STU:1QU) has a current LT-Debt-to-Total-Asset of 0.00. The stock's GF Value™ is €0.47, compared to a current price of €2.14 — trading 355.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For High Templar Tech (STU:1QU), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Templar Tech (STU:1QU) Overvalued in 2026?

Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued. The current stock price of €2.14 is trading 355.3% above its estimated GF Value™ of €0.47.

Key valuation signals for STU:1QU:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: €0.47 vs. price of €2.14 (355.3% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the STU:1QU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Templar Tech Business Description

Other Exchanges HTT:USA0A2T:UK
Address No. 101, Meishe Road, Meilin Street, Fujian Province, Xiamen, CHN, 361000
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.14
Price
€0.47
GF Value