High Templar Tech (STU:1QU) Research & Development: €5.60 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:1QU High Templar Tech Ltd STU:1QU
46 GF Score
Price €2.14
GF Value €0.47
! 6 Warning Signs
View Full Analysis

What is High Templar Tech Research & Development?

High Templar Tech STU:1QU -2.73% 46 Research & Development is €5.60 Mil as of Dec. 2025. GuruFocus rates STU:1QU with a GF Score™ of 46/100 and a GF Value™ of €0.47. The stock has 6 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. High Templar Tech's Research & Development for the three months ended in Dec. 2025 was €1.24 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 was €5.60 Mil.

High Templar Tech  (STU:1QU) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

High Templar Tech Research & Development Related Terms

High Templar Tech Research & Development Historical Data

* Premium members only.

The historical data trend for High Templar Tech's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Templar Tech Research & Development Chart

High Templar Tech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.63 7.89 6.13 7.67 5.55

High Templar Tech Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.68 1.67 1.37 1.33 1.24
STU:1QU
46GF Score
High Templar Tech Ltd STU:1QU
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

High Templar Tech Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €5.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €5.60 Mil mean?
High Templar Tech (STU:1QU) has a Research & Development of €5.60 Mil as of Dec. 2025. Research and development expense is the total cost for research and development activities. View historical data on High Templar Tech and its competitors.
Is High Templar Tech's Research & Development too high?
High Templar Tech's current Research & Development is €5.60 Mil. Overall, High Templar Tech has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's Research & Development compare to LPRO and RM?
High Templar Tech's Research & Development of €5.60 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Credit Services company?
A good Research & Development depends on the Credit Services industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on High Templar Tech and its competitors. High Templar Tech's current Research & Development is €5.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
High Templar Tech (STU:1QU) has a current Research & Development of €5.60 Mil. The stock's GF Value™ is €0.47, compared to a current price of €2.14 — trading 355.3% above its estimated fair value. The current Research & Development is €5.60 Mil. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For High Templar Tech (STU:1QU), the current Research & Development is €5.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Templar Tech (STU:1QU) Overvalued in 2026?

Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued. The current stock price of €2.14 is trading 355.3% above its estimated GF Value™ of €0.47.

Key valuation signals for STU:1QU:

  • Research & Development: €5.60 Mil
  • GF Value™: €0.47 vs. price of €2.14 (355.3% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the STU:1QU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Templar Tech Business Description

Other Exchanges HTT:USA0A2T:UK
Address No. 101, Meishe Road, Meilin Street, Fujian Province, Xiamen, CHN, 361000
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score

Get the complete analysis for STU:1QU

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.14
Price
€0.47
GF Value