NMB Bank (XNEP:NMB) LT-Debt-to-Total-Asset: 0.05 (As of Apr. 2026)

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XNEP:NMB NMB Bank Ltd XNEP:NMB
78 GF Score
Price NPR239.50
GF Value NPR242.61
Valuation Fairly Valued
! 2 Warning Signs
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What is NMB Bank LT-Debt-to-Total-Asset?

NMB Bank XNEP:NMB +1.23% 78 LT-Debt-to-Total-Asset is 0.05 as of Apr. 2026. GuruFocus rates XNEP:NMB with a GF Score™ of 78/100 and a GF Value™ of NPR242.61 (Fairly Valued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. NMB Bank's long-term debt to total assests ratio for the quarter that ended in Apr. 2026 was 0.05.

NMB Bank's long-term debt to total assets ratio declined from Apr. 2025 (0.06) to Apr. 2026 (0.05). It may suggest that NMB Bank is progressively becoming less dependent on debt to grow their business.

NMB Bank  (XNEP:NMB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

NMB Bank LT-Debt-to-Total-Asset Related Terms

NMB Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for NMB Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NMB Bank LT-Debt-to-Total-Asset Chart

NMB Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.09 0.10 0.09 0.06

NMB Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.05 0.05 0.05
XNEP:NMB
78GF Score
NMB Bank Ltd XNEP:NMB
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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NMB Bank LT-Debt-to-Total-Asset Calculation

NMB Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2025 is calculated as

LT Debt to Total Assets (A: Jul. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2025 )/Total Assets (A: Jul. 2025 )
=23500.263/370597.361
=0.06

NMB Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Apr. 2026 is calculated as

LT Debt to Total Assets (Q: Apr. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Apr. 2026 )/Total Assets (Q: Apr. 2026 )
=17467.244/382066.639
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
NMB Bank (XNEP:NMB) has a LT-Debt-to-Total-Asset of 0.05 as of Apr. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NMB Bank and its competitors.
Is NMB Bank's LT-Debt-to-Total-Asset too high?
NMB Bank's current LT-Debt-to-Total-Asset is 0.05. Overall, NMB Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMB Bank's LT-Debt-to-Total-Asset compare to competitors?
NMB Bank's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on NMB Bank and its competitors. NMB Bank's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Bank stock overvalued right now?
Based on GuruFocus' analysis, NMB Bank (XNEP:NMB) is currently considered Fairly Valued. The stock's GF Value™ is NPR242.61, compared to a current price of NPR239.50 — trading 1.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. NMB Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For NMB Bank (XNEP:NMB), the current LT-Debt-to-Total-Asset is 0.05 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NMB Bank (XNEP:NMB) Overvalued in 2026?

Based on GuruFocus' analysis, NMB Bank stock appears to be undervalued. The current stock price of NPR239.50 is trading 1.3% below its estimated GF Value™ of NPR242.61. GuruFocus considers NMB Bank to be Fairly Valued.

Key valuation signals for XNEP:NMB:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: NPR242.61 vs. price of NPR239.50 (1.3% below fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the XNEP:NMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NMB Bank Business Description

Address Babar Mahal, G.P.O. Box 11543, Khatmandu, NPL, 44600
NMB Bank Ltd provides banking products and services in Nepal. It carries out commercial banking activities, offering various banking-related products and services such as accounts and deposits, loans, cards, remittances, insurances, priority banking, locker facility, and others. Along with its subsidiaries, the company operates in the following segments: Retail Banking, SME, Corporate, Treasury, Deprived, and Others. Maximum revenue is derived from its Corporate segment, which serves a diverse range of clients, ranging from small to mid-sized local businesses with a few million in revenues to large conglomerates.
78GF Score

Get the complete analysis for XNEP:NMB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR239.50
Price
NPR242.61
GF Value