NMB BankXNEP:NMB -1.17%78 Pretax Margin % is 41.38% as of Apr. 2026, which is 22% below its 10-year median of 52.76. GuruFocus rates XNEP:NMB with a GF Score™ of 78/100 and a GF Value™ of NPR242.07 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, NMB Bank ranks better than 64.4% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. NMB Bank's Pre-Tax Income for the
three
months ended in Apr. 2026 was NPR1,593 Mil. NMB Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,850 Mil. Therefore, NMB Bank's pretax margin for the quarter that ended in Apr. 2026 was 41.38%.
The historical rank and industry rank for NMB Bank's Pretax Margin % or its related term are showing as below:
XNEP:NMB'
s Pretax Margin % Range Over the Past 10 Years
Min: 32.78 Med: 52.76 Max: 61.21
Current: 40.36
XNEP:NMB's Pretax Margin % is ranked better than 64.4% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs XNEP:NMB: 40.36
NMB Bank (XNEP:NMB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
NMB Bank Pretax Margin % Related Terms
NMB Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for NMB Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NMB Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, NMB Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where NMB Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMB Bank (XNEP:NMB) has a Pretax Margin % of 41.38% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NMB Bank and its competitors. This is 22% below median its historical median of 52.76. Over the past decade, NMB Bank's Pretax Margin % has ranged from 32.78 to 61.21. According to the industry distribution chart, NMB Bank ranks #544 out of 1528 companies in the Banks industry, placing it in the top 35.6%.
Is NMB Bank's Pretax Margin % too high?
NMB Bank's current Pretax Margin % of 41.38% is 22% below median its 10-year median of 52.76. Over the past 10 years, this metric has ranged from a low of 32.78 to a high of 61.21. The Banks industry median Pretax Margin % is 34.67. NMB Bank's value of 41.38% is 19.4% above this industry median. Based on the distribution chart, NMB Bank ranks #544 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, NMB Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMB Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, NMB Bank ranks #544 out of 1528 companies for Pretax Margin %. This puts NMB Bank in the upper half of its industry. The industry median Pretax Margin % is 34.67. NMB Bank's value of 41.38% is 19.4% above this benchmark. Historically, NMB Bank's own Pretax Margin % has ranged from 32.78 to 61.21 over the past decade. While the company's 10-year median is 52.76 vs. the industry median of 34.67, NMB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMB Bank's current Pretax Margin % of 41.38% is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on NMB Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Bank's current Pretax Margin % is 41.38%, which is 22% below median its own 10-year median of 52.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Bank stock overvalued right now?
Based on GuruFocus' analysis, NMB Bank (XNEP:NMB) is currently considered Fairly Valued. The stock's GF Value™ is NPR242.07, compared to a current price of NPR236.40 — trading 2.3% below its estimated fair value. The current Pretax Margin % is 41.38%, which is 22% below median its 10-year median of 52.76 and 19.4% above the Banks industry median of 34.67. NMB Bank's overall GF Score™ is 78/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For NMB Bank (XNEP:NMB), the current Pretax Margin % is 41.38% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Bank (XNEP:NMB) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Bank stock appears to be undervalued.
The current stock price of NPR236.40 is trading 2.3% below its estimated GF Value™ of NPR242.07.
GuruFocus considers NMB Bank to be Fairly Valued.
Key valuation signals for XNEP:NMB:
Pretax Margin %: 41.38% (22% below median its 10-year median of 52.76)
GF Value™: NPR242.07 vs. price of NPR236.40 (2.3% below fair value)
Industry Position: 19.4% above the Banks median (#544 of 1528)
No single metric tells the full story. See the XNEP:NMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Bank Ltd provides banking products and services in Nepal. It carries out commercial banking activities, offering various banking-related products and services such as accounts and deposits, loans, cards, remittances, insurances, priority banking, locker facility, and others. Along with its subsidiaries, the company operates in the following segments: Retail Banking, SME, Corporate, Treasury, Deprived, and Others. Maximum revenue is derived from its Corporate segment, which serves a diverse range of clients, ranging from small to mid-sized local businesses with a few million in revenues to large conglomerates.
78GF Score
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