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NMB BankXNEP:NMB +0.12%76 5-Year Yield-on-Cost % is 2.06 as of Aug. 16, 2026, which is 4% below its 10-year median of 2.14. GuruFocus rates XNEP:NMB with a GF Score™ of 76/100 and a GF Value™ of NPR244.25 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, NMB Bank ranks worse than 80.99% on this metric.
NMB Bank's yield on cost for the quarter that ended in Apr. 2026 was 2.06.
The historical rank and industry rank for NMB Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
XNEP:NMB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2 Med: 2.14 Max: 6.88
Current: 2.06
During the past 11 years, NMB Bank's highest Yield on Cost was 6.88. The lowest was 0.20. And the median was 2.14.
XNEP:NMB's 5-Year Yield-on-Cost % is ranked worse than 80.99% of 1252
companies
in the Banks industry
Industry Median: 3.795
vs XNEP:NMB: 2.06
NMB Bank (XNEP:NMB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
NMB Bank 5-Year Yield-on-Cost % Related Terms
NMB Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, NMB Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, NMB Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where NMB Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of NMB Bank is calculated as
NMB Bank (XNEP:NMB) has a 5-Year Yield-on-Cost % of 2.06 as of Aug. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMB Bank and its competitors. This is near median its historical median of 2.14. Over the past decade, NMB Bank's 5-Year Yield-on-Cost % has ranged from 0.20 to 6.88. According to the industry distribution chart, NMB Bank ranks #1014 out of 1252 companies in the Banks industry, placing it in the top 81%.
Is NMB Bank's 5-Year Yield-on-Cost % too high?
NMB Bank's current 5-Year Yield-on-Cost % of 2.06 is near median its 10-year median of 2.14. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 6.88. The Banks industry median 5-Year Yield-on-Cost % is 3.80. NMB Bank's value of 2.06 is 45.7% below this industry median. Based on the distribution chart, NMB Bank ranks #1014 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, NMB Bank has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMB Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, NMB Bank ranks #1014 out of 1252 companies for 5-Year Yield-on-Cost %. This places NMB Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.80. NMB Bank's value of 2.06 is 45.7% below this benchmark. Historically, NMB Bank's own 5-Year Yield-on-Cost % has ranged from 0.20 to 6.88 over the past decade. While the company's 10-year median is 2.14 vs. the industry median of 3.80, NMB Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.80, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMB Bank's current 5-Year Yield-on-Cost % of 2.06 is 45.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on NMB Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Bank's current 5-Year Yield-on-Cost % is 2.06, which is near median its own 10-year median of 2.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Bank stock overvalued right now?
Based on GuruFocus' analysis, NMB Bank (XNEP:NMB) is currently considered Fairly Valued. The stock's GF Value™ is NPR244.25, compared to a current price of NPR242.80 — trading 0.6% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.06, which is near median its 10-year median of 2.14 and 45.7% below the Banks industry median of 3.80. NMB Bank's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For NMB Bank (XNEP:NMB), the current 5-Year Yield-on-Cost % is 2.06 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Bank (XNEP:NMB) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Bank stock appears to be undervalued.
The current stock price of NPR242.80 is trading 0.6% below its estimated GF Value™ of NPR244.25.
GuruFocus considers NMB Bank to be Fairly Valued.
Key valuation signals for XNEP:NMB:
5-Year Yield-on-Cost %: 2.06 (near median its 10-year median of 2.14)
GF Value™: NPR244.25 vs. price of NPR242.80 (0.6% below fair value)
Industry Position: 45.7% below the Banks median (#1014 of 1252)
No single metric tells the full story. See the XNEP:NMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Bank Ltd provides banking products and services in Nepal. It carries out commercial banking activities, offering various banking-related products and services such as accounts and deposits, loans, cards, remittances, insurances, priority banking, locker facility, and others. Along with its subsidiaries, the company operates in the following segments: Retail Banking, SME, Corporate, Treasury, Deprived, and Others. Maximum revenue is derived from its Corporate segment, which serves a diverse range of clients, ranging from small to mid-sized local businesses with a few million in revenues to large conglomerates.
76GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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