NMB BankXNEP:NMB -1.01%78 Net Margin % is 29.28% as of Apr. 2026, which is 20% below its 10-year median of 36.43. GuruFocus rates XNEP:NMB with a GF Score™ of 78/100 and a GF Value™ of NPR241.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, NMB Bank ranks better than 56.81% on this metric.
Net margin is calculated as Net Income divided by its Revenue. NMB Bank's Net Income for the
three
months ended in Apr. 2026 was NPR1,127 Mil. NMB Bank's Revenue for the
three
months ended in Apr. 2026 was NPR3,850 Mil. Therefore, NMB Bank's net margin for the quarter that ended in Apr. 2026 was 29.28%.
The historical rank and industry rank for NMB Bank's Net Margin % or its related term are showing as below:
XNEP:NMB'
s Net Margin % Range Over the Past 10 Years
Min: 22.6 Med: 36.43 Max: 43.47
Current: 28.73
XNEP:NMB's Net Margin % is ranked better than 56.81% of 1528
companies
in the Banks industry
Industry Median: 26.845
vs XNEP:NMB: 28.73
NMB Bank (XNEP:NMB) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
NMB Bank Net Margin % Related Terms
NMB Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for NMB Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NMB Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NMB Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, NMB Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where NMB Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NMB Bank (XNEP:NMB) has a Net Margin % of 29.28% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on NMB Bank and its competitors. This is 20% below median its historical median of 36.43. Over the past decade, NMB Bank's Net Margin % has ranged from 22.60 to 43.47. According to the industry distribution chart, NMB Bank ranks #660 out of 1528 companies in the Banks industry, placing it in the top 43.2%.
Is NMB Bank's Net Margin % too high?
NMB Bank's current Net Margin % of 29.28% is 20% below median its 10-year median of 36.43. Over the past 10 years, this metric has ranged from a low of 22.60 to a high of 43.47. The Banks industry median Net Margin % is 26.85. NMB Bank's value of 29.28% is 9.1% above this industry median. Based on the distribution chart, NMB Bank ranks #660 out of 1528 companies in the Banks industry, which is above the industry midpoint. Overall, NMB Bank has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NMB Bank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, NMB Bank ranks #660 out of 1528 companies for Net Margin %. This puts NMB Bank in the upper half of its industry. The industry median Net Margin % is 26.85. NMB Bank's value of 29.28% is 9.1% above this benchmark. Historically, NMB Bank's own Net Margin % has ranged from 22.60 to 43.47 over the past decade. While the company's 10-year median is 36.43 vs. the industry median of 26.85, NMB Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NMB Bank's current Net Margin % of 29.28% is 9.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on NMB Bank and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NMB Bank's current Net Margin % is 29.28%, which is 20% below median its own 10-year median of 36.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NMB Bank stock overvalued right now?
Based on GuruFocus' analysis, NMB Bank (XNEP:NMB) is currently considered Fairly Valued. The stock's GF Value™ is NPR241.75, compared to a current price of NPR235.50 — trading 2.6% below its estimated fair value. The current Net Margin % is 29.28%, which is 20% below median its 10-year median of 36.43 and 9.1% above the Banks industry median of 26.85. NMB Bank's overall GF Score™ is 78/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For NMB Bank (XNEP:NMB), the current Net Margin % is 29.28% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NMB Bank (XNEP:NMB) Overvalued in 2026?
Based on GuruFocus' analysis, NMB Bank stock appears to be undervalued.
The current stock price of NPR235.50 is trading 2.6% below its estimated GF Value™ of NPR241.75.
GuruFocus considers NMB Bank to be Fairly Valued.
Key valuation signals for XNEP:NMB:
Net Margin %: 29.28% (20% below median its 10-year median of 36.43)
GF Value™: NPR241.75 vs. price of NPR235.50 (2.6% below fair value)
Industry Position: 9.1% above the Banks median (#660 of 1528)
No single metric tells the full story. See the XNEP:NMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NMB Bank Ltd provides banking products and services in Nepal. It carries out commercial banking activities, offering various banking-related products and services such as accounts and deposits, loans, cards, remittances, insurances, priority banking, locker facility, and others. Along with its subsidiaries, the company operates in the following segments: Retail Banking, SME, Corporate, Treasury, Deprived, and Others. Maximum revenue is derived from its Corporate segment, which serves a diverse range of clients, ranging from small to mid-sized local businesses with a few million in revenues to large conglomerates.
78GF Score
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