CRVL (CorVel) Margin of Safety % (DCF Earnings Based): -29.18% (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CRVL CorVel Corp CRVL
80 GF Score
Price $70.39
GF Value $103.67
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is CorVel Margin of Safety % (DCF Earnings Based)?

CorVel CRVL +0.93% 80 Margin of Safety % (DCF Earnings Based) is -29.18% as of Sep. 02, 2026. GuruFocus rates CRVL with a GF Score™ of 80/100 and a GF Value™ of $103.67 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-09-02), CorVel's Predictability Rank is 3.5-Stars. CorVel's intrinsic value calculated from the Discounted Earnings model is $54.49 and current share price is $70.39. Consequently,

CorVel's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -29.18%.

CRVL vs ARX, BWIN, LIFE: Margin of Safety % (DCF Earnings Based) Comparison

For the Insurance Brokers subindustry, CorVel's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CorVel Margin of Safety % (DCF Earnings Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, CorVel's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where CorVel's Margin of Safety % (DCF Earnings Based) falls into.


CRVL
80GF Score
CorVel Corp CRVL
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CorVel Margin of Safety % (DCF Earnings Based) Calculation

CorVel's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(54.49-70.39)/54.49
=-29.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -29.18% mean?
CorVel (CRVL) has a Margin of Safety % (DCF Earnings Based) of -29.18% as of Sep. 02, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on CorVel.
Is CorVel's Margin of Safety % (DCF Earnings Based) too high?
CorVel's current Margin of Safety % (DCF Earnings Based) is -29.18%. Overall, CorVel has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CorVel's Margin of Safety % (DCF Earnings Based) compare to ARX and BWIN?
CorVel's Margin of Safety % (DCF Earnings Based) of -29.18% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for an Insurance company?
A good Margin of Safety % (DCF Earnings Based) depends on the Insurance industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on CorVel. CorVel's current Margin of Safety % (DCF Earnings Based) is -29.18%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CorVel stock overvalued right now?
Based on GuruFocus' analysis, CorVel (CRVL) is currently considered Significantly Undervalued. The stock's GF Value™ is $103.67, compared to a current price of $70.39 — trading 32.1% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -29.18%. CorVel's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For CorVel (CRVL), the current Margin of Safety % (DCF Earnings Based) is -29.18% as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CorVel (CRVL) Overvalued in 2026?

Based on GuruFocus' analysis, CorVel stock appears to be undervalued. The current stock price of $70.39 is trading 32.1% below its estimated GF Value™ of $103.67. GuruFocus considers CorVel to be Significantly Undervalued.

Key valuation signals for CRVL:

  • Margin of Safety % (DCF Earnings Based): -29.18%
  • GF Value™: $103.67 vs. price of $70.39 (32.1% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the CRVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CorVel Business Description

Address 5128 Apache Plume Road, Suite 400, Fort Worth, TX, USA, 76109
CorVel Corp applies technology including artificial intelligence, machine learning, and natural language processing to enhance the managing of episodes of care and the related health care costs. It partners with employers, third-party administrators, insurance companies, and government agencies in managing worker's compensation and health, auto, and liability services. The company's solutions combine integrated technologies with a human touch providing services that include claims management, bill review, preferred provider networks, utilization management, case management, pharmacy services, directed care, and medicare services.
80GF Score

Get the complete analysis for CRVL

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.39
Price
$103.67
GF Value