CRVL (CorVel) Moat Score: 4/10 (As of Sep. 02, 2026)

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CRVL CorVel Corp CRVL
80 GF Score
Price $70.39
GF Value $103.67
Valuation Significantly Undervalued
! 1 Warning Sign
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What is CorVel Moat Score?

CorVel CRVL +0.93% 80 Moat Score is 4 as of Sep. 02, 2026. GuruFocus rates CRVL with a GF Score™ of 80/100 and a GF Value™ of $103.67 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 588 Insurance companies, CorVel ranks better than 79.42% on this metric.

CorVel has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

CorVel has Narrow Moat: CorVel Corp has a discernible but modest moat due to its specialized services in healthcare management. It benefits from customer switching costs and a strong distribution network. However, the competitive nature of the industry and limited brand strength constrain its moat to a narrow category.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes CorVel might have Narrow Moat - Discernible but modest moat.

CorVel  (NAS:CRVL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

CorVel Moat Score Related Terms

CRVL vs ARX, BWIN, LIFE: Moat Score Comparison

For the Insurance Brokers subindustry, CorVel's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CorVel Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, CorVel's Moat Score distribution charts can be found below:

* The bar in red indicates where CorVel's Moat Score falls into.


CRVL
80GF Score
CorVel Corp CRVL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
CorVel (CRVL) has a Moat Score of 4 as of Sep. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, CorVel ranks #121 out of 588 companies in the Insurance industry, placing it in the top 20.6%.
Is CorVel's Moat Score too high?
CorVel's current Moat Score is 4. Based on the distribution chart, CorVel ranks #121 out of 588 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, CorVel has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CorVel's Moat Score compare to ARX and BWIN?
According to the Insurance industry distribution chart, CorVel ranks #121 out of 588 companies for Moat Score. This places CorVel in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. CorVel's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CorVel stock overvalued right now?
Based on GuruFocus' analysis, CorVel (CRVL) is currently considered Significantly Undervalued. The stock's GF Value™ is $103.67, compared to a current price of $70.39 — trading 32.1% below its estimated fair value. The current Moat Score is 4. CorVel's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For CorVel (CRVL), the current Moat Score is 4 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CorVel (CRVL) Overvalued in 2026?

Based on GuruFocus' analysis, CorVel stock appears to be undervalued. The current stock price of $70.39 is trading 32.1% below its estimated GF Value™ of $103.67. GuruFocus considers CorVel to be Significantly Undervalued.

Key valuation signals for CRVL:

  • Moat Score: 4
  • GF Value™: $103.67 vs. price of $70.39 (32.1% below fair value)
  • GF Score™: 80/100 with 1 warning sign

No single metric tells the full story. See the CRVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CorVel Business Description

Address 5128 Apache Plume Road, Suite 400, Fort Worth, TX, USA, 76109
CorVel Corp applies technology including artificial intelligence, machine learning, and natural language processing to enhance the managing of episodes of care and the related health care costs. It partners with employers, third-party administrators, insurance companies, and government agencies in managing worker's compensation and health, auto, and liability services. The company's solutions combine integrated technologies with a human touch providing services that include claims management, bill review, preferred provider networks, utilization management, case management, pharmacy services, directed care, and medicare services.
80GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.39
Price
$103.67
GF Value