Allam Bank Sudan (DFM:ALSALAMSUDAN) Margin of Safety % (DCF Earnings Based): 97.00% (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:ALSALAMSUDAN Al Salam Bank Sudan DFM:ALSALAMSUDAN
76 GF Score
Price د.إ0.54
GF Value د.إ1.16
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Allam Bank Sudan Margin of Safety % (DCF Earnings Based)?

Allam Bank Sudan DFM:ALSALAMSUDAN -1.27% 76 Margin of Safety % (DCF Earnings Based) is 97.00% as of Jul. 15, 2026. GuruFocus rates DFM:ALSALAMSUDAN with a GF Score™ of 76/100 and a GF Value™ of د.إ1.16 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-15), Allam Bank Sudan's Predictability Rank is 3.5-Stars. Allam Bank Sudan's intrinsic value calculated from the Discounted Earnings model is د.إ18.09 and current share price is د.إ0.543. Consequently,

Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 97.00%.

DFM:ALSALAMSUDAN vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Allam Bank Sudan's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Allam Bank Sudan Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) falls into.


DFM:ALSALAMSUDAN
76GF Score
Al Salam Bank Sudan DFM:ALSALAMSUDAN
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allam Bank Sudan Margin of Safety % (DCF Earnings Based) Calculation

Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(18.09-0.543)/18.09
=97.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 97.00% mean?
Allam Bank Sudan (DFM:ALSALAMSUDAN) has a Margin of Safety % (DCF Earnings Based) of 97.00% as of Jul. 15, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Allam Bank Sudan.
Is Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) too high?
Allam Bank Sudan's current Margin of Safety % (DCF Earnings Based) is 97.00%. Overall, Allam Bank Sudan has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Allam Bank Sudan's Margin of Safety % (DCF Earnings Based) of 97.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Allam Bank Sudan. Allam Bank Sudan's current Margin of Safety % (DCF Earnings Based) is 97.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank Sudan stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank Sudan (DFM:ALSALAMSUDAN) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.16, compared to a current price of د.إ0.54 — trading 53.2% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 97.00%. Allam Bank Sudan's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Allam Bank Sudan (DFM:ALSALAMSUDAN), the current Margin of Safety % (DCF Earnings Based) is 97.00% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allam Bank Sudan (DFM:ALSALAMSUDAN) Overvalued in 2026?

Based on GuruFocus' analysis, Allam Bank Sudan stock appears to be undervalued. The current stock price of د.إ0.54 is trading 53.2% below its estimated GF Value™ of د.إ1.16. GuruFocus considers Allam Bank Sudan to be Significantly Undervalued.

Key valuation signals for DFM:ALSALAMSUDAN:

  • Margin of Safety % (DCF Earnings Based): 97.00%
  • GF Value™: د.إ1.16 vs. price of د.إ0.54 (53.2% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the DFM:ALSALAMSUDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allam Bank Sudan Business Description

Address Aljamhoria street, Alhuria street junction, Khartoum, SDN
Al Salam Bank Sudan is a banking corporation operating in Sudan. It is engaged in providing banking and financial services. The services provided by the company are retail banking, corporate banking, electronic services and others. The retail banking includes current account, saving the account, time deposit account, money transferring and lockers facility. The corporate banking includes a letter of credit, letter of guarantee, loans and advances, lease and others. The electronic services offered, includes mobile banking, SMS banking, cards and internet banking.
76GF Score

Get the complete analysis for DFM:ALSALAMSUDAN

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.54
Price
د.إ1.16
GF Value