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Allam Bank SudanDFM:ALSALAMSUDAN 76 Return-on-Tangible-Asset is 22.83% as of Mar. 2026, which is 363% above its 10-year median of 4.93. GuruFocus rates DFM:ALSALAMSUDAN with a GF Score™ of 76/100 and a GF Value™ of د.إ1.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,523 Banks companies, Allam Bank Sudan ranks better than 98.82% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Allam Bank Sudan's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ262.1 Mil. Allam Bank Sudan's average total tangible assets for the quarter that ended in Mar. 2026 was د.إ1,148.0 Mil. Therefore, Allam Bank Sudan's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 22.83%.
The historical rank and industry rank for Allam Bank Sudan's Return-on-Tangible-Asset or its related term are showing as below:
DFM:ALSALAMSUDAN'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.51 Med: 4.93 Max: 24.16
Current: 7.01
During the past 13 years, Allam Bank Sudan's highest Return-on-Tangible-Asset was 24.16%. The lowest was -0.51%. And the median was 4.93%.
DFM:ALSALAMSUDAN's Return-on-Tangible-Asset is ranked better than 98.82% of 1523
companies
in the Banks industry
Industry Median: 0.99
vs DFM:ALSALAMSUDAN: 7.01
Allam Bank Sudan (DFM:ALSALAMSUDAN) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Allam Bank Sudan Return-on-Tangible-Asset Related Terms
Allam Bank Sudan Return-on-Tangible-Asset Historical Data
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The historical data trend for Allam Bank Sudan's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:ALSALAMSUDAN vs PNC, USB: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Allam Bank Sudan's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank Sudan Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank Sudan's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Allam Bank Sudan's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 22.83% mean?
Allam Bank Sudan (DFM:ALSALAMSUDAN) has a Return-on-Tangible-Asset of 22.83% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Allam Bank Sudan and its competitors. This is 363% above median its historical median of 4.93. According to the industry distribution chart, Allam Bank Sudan ranks #18 out of 1523 companies in the Banks industry, placing it in the top 1.2%.
Is Allam Bank Sudan's Return-on-Tangible-Asset too high?
Allam Bank Sudan's current Return-on-Tangible-Asset of 22.83% is 363% above median its 10-year median of 4.93. The Banks industry median Return-on-Tangible-Asset is 0.99. Allam Bank Sudan's value of 22.83% is 2206.1% above this industry median. Based on the distribution chart, Allam Bank Sudan ranks #18 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Allam Bank Sudan has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank Sudan's Return-on-Tangible-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank Sudan ranks #18 out of 1523 companies for Return-on-Tangible-Asset. This places Allam Bank Sudan in the top 1% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Allam Bank Sudan's value of 22.83% is 2206.1% above this benchmark. While the company's 10-year median is 4.93 vs. the industry median of 0.99, Allam Bank Sudan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank Sudan's current Return-on-Tangible-Asset of 22.83% is 2206.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Allam Bank Sudan and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank Sudan's current Return-on-Tangible-Asset is 22.83%, which is 363% above median its own 10-year median of 4.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank Sudan stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank Sudan (DFM:ALSALAMSUDAN) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.17, compared to a current price of د.إ0.54 — trading 53.8% below its estimated fair value. The current Return-on-Tangible-Asset is 22.83%, which is 363% above median its 10-year median of 4.93 and 2206.1% above the Banks industry median of 0.99. Allam Bank Sudan's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Allam Bank Sudan (DFM:ALSALAMSUDAN), the current Return-on-Tangible-Asset is 22.83% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank Sudan (DFM:ALSALAMSUDAN) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank Sudan stock appears to be undervalued.
The current stock price of د.إ0.54 is trading 53.8% below its estimated GF Value™ of د.إ1.17.
GuruFocus considers Allam Bank Sudan to be Significantly Undervalued.
Key valuation signals for DFM:ALSALAMSUDAN:
Return-on-Tangible-Asset: 22.83% (363% above median its 10-year median of 4.93)
GF Value™: د.إ1.17 vs. price of د.إ0.54 (53.8% below fair value)
Industry Position: 2206.1% above the Banks median (#18 of 1523)
No single metric tells the full story. See the DFM:ALSALAMSUDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank Sudan is a banking corporation operating in Sudan. It is engaged in providing banking and financial services. The services provided by the company are retail banking, corporate banking, electronic services and others. The retail banking includes current account, saving the account, time deposit account, money transferring and lockers facility. The corporate banking includes a letter of credit, letter of guarantee, loans and advances, lease and others. The electronic services offered, includes mobile banking, SMS banking, cards and internet banking.
76GF Score
Get the complete analysis for DFM:ALSALAMSUDAN
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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