Allam Bank Sudan (DFM:ALSALAMSUDAN) Return-on-Tangible-Equity: 56.49% (As of Mar. 2026) — 379% Above Median

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DFM:ALSALAMSUDAN Al Salam Bank Sudan DFM:ALSALAMSUDAN
76 GF Score
Price د.إ0.54
GF Value د.إ1.16
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Allam Bank Sudan Return-on-Tangible-Equity?

Allam Bank Sudan DFM:ALSALAMSUDAN -1.27% 76 Return-on-Tangible-Equity is 56.49% as of Mar. 2026, which is 379% above its 10-year median of 11.80. GuruFocus rates DFM:ALSALAMSUDAN with a GF Score™ of 76/100 and a GF Value™ of د.إ1.16 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,523 Banks companies, Allam Bank Sudan ranks better than 82.53% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Allam Bank Sudan's annualized net income for the quarter that ended in Mar. 2026 was د.إ262.1 Mil. Allam Bank Sudan's average shareholder tangible equity for the quarter that ended in Mar. 2026 was د.إ463.9 Mil. Therefore, Allam Bank Sudan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 56.49%.

The historical rank and industry rank for Allam Bank Sudan's Return-on-Tangible-Equity or its related term are showing as below:

DFM:ALSALAMSUDAN' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -1.77   Med: 11.8   Max: 58.58
Current: 16.99

During the past 13 years, Allam Bank Sudan's highest Return-on-Tangible-Equity was 58.58%. The lowest was -1.77%. And the median was 11.80%.

DFM:ALSALAMSUDAN's Return-on-Tangible-Equity is ranked better than
82.53% of 1523 companies
in the Banks industry
Industry Median: 11.2 vs DFM:ALSALAMSUDAN: 16.99

Allam Bank Sudan  (DFM:ALSALAMSUDAN) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Allam Bank Sudan Return-on-Tangible-Equity Related Terms


Allam Bank Sudan Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Allam Bank Sudan's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allam Bank Sudan Return-on-Tangible-Equity Chart

Allam Bank Sudan Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 58.58 15.29 -1.77 15.41 12.86

Allam Bank Sudan Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 49.70 27.98 7.19 -26.30 56.49

DFM:ALSALAMSUDAN vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Allam Bank Sudan's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allam Bank Sudan Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Allam Bank Sudan's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Allam Bank Sudan's Return-on-Tangible-Equity falls into.


DFM:ALSALAMSUDAN
76GF Score
Al Salam Bank Sudan DFM:ALSALAMSUDAN
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allam Bank Sudan Return-on-Tangible-Equity Calculation

Allam Bank Sudan's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=43.222/( (271.486+400.894 )/ 2 )
=43.222/336.19
=12.86 %

Allam Bank Sudan's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=262.096/( (400.894+526.972)/ 2 )
=262.096/463.933
=56.49 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 56.49% mean?
Allam Bank Sudan (DFM:ALSALAMSUDAN) has a Return-on-Tangible-Equity of 56.49% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allam Bank Sudan and its competitors. This is 379% above median its historical median of 11.80. According to the industry distribution chart, Allam Bank Sudan ranks #266 out of 1523 companies in the Banks industry, placing it in the top 17.5%.
Is Allam Bank Sudan's Return-on-Tangible-Equity too high?
Allam Bank Sudan's current Return-on-Tangible-Equity of 56.49% is 379% above median its 10-year median of 11.80. The Banks industry median Return-on-Tangible-Equity is 11.20. Allam Bank Sudan's value of 56.49% is 404.4% above this industry median. Based on the distribution chart, Allam Bank Sudan ranks #266 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Allam Bank Sudan has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank Sudan's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank Sudan ranks #266 out of 1523 companies for Return-on-Tangible-Equity. This places Allam Bank Sudan in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Allam Bank Sudan's value of 56.49% is 404.4% above this benchmark. While the company's 10-year median is 11.80 vs. the industry median of 11.20, Allam Bank Sudan has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank Sudan's current Return-on-Tangible-Equity of 56.49% is 404.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Allam Bank Sudan and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank Sudan's current Return-on-Tangible-Equity is 56.49%, which is 379% above median its own 10-year median of 11.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank Sudan stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank Sudan (DFM:ALSALAMSUDAN) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.16, compared to a current price of د.إ0.54 — trading 53.2% below its estimated fair value. The current Return-on-Tangible-Equity is 56.49%, which is 379% above median its 10-year median of 11.80 and 404.4% above the Banks industry median of 11.20. Allam Bank Sudan's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Allam Bank Sudan (DFM:ALSALAMSUDAN), the current Return-on-Tangible-Equity is 56.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allam Bank Sudan (DFM:ALSALAMSUDAN) Overvalued in 2026?

Based on GuruFocus' analysis, Allam Bank Sudan stock appears to be undervalued. The current stock price of د.إ0.54 is trading 53.2% below its estimated GF Value™ of د.إ1.16. GuruFocus considers Allam Bank Sudan to be Significantly Undervalued.

Key valuation signals for DFM:ALSALAMSUDAN:

  • Return-on-Tangible-Equity: 56.49% (379% above median its 10-year median of 11.80)
  • GF Value™: د.إ1.16 vs. price of د.إ0.54 (53.2% below fair value)
  • GF Score™: 76/100 with 1 warning sign
  • Industry Position: 404.4% above the Banks median (#266 of 1523)

No single metric tells the full story. See the DFM:ALSALAMSUDAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allam Bank Sudan Business Description

Address Aljamhoria street, Alhuria street junction, Khartoum, SDN
Al Salam Bank Sudan is a banking corporation operating in Sudan. It is engaged in providing banking and financial services. The services provided by the company are retail banking, corporate banking, electronic services and others. The retail banking includes current account, saving the account, time deposit account, money transferring and lockers facility. The corporate banking includes a letter of credit, letter of guarantee, loans and advances, lease and others. The electronic services offered, includes mobile banking, SMS banking, cards and internet banking.
76GF Score

Get the complete analysis for DFM:ALSALAMSUDAN

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.54
Price
د.إ1.16
GF Value