QNB (QNBC) Margin of Safety % (DCF Earnings Based): N/A (As of Aug. 29, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QNBC QNB Corp QNBC
61 GF Score
Price $45.18
GF Value $39.61
Valuation Modestly Overvalued
! 7 Warning Signs
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What is QNB Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

QNB's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

QNBC vs PBNC, CFBK, EFSI: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, QNB's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

QNB Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, QNB's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where QNB's Margin of Safety % (DCF Earnings Based) falls into.


QNBC
61GF Score
QNB Corp QNBC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is QNB (QNBC) Overvalued in 2026?

Based on GuruFocus' analysis, QNB stock appears to be overvalued. The current stock price of $45.18 is trading 14% above its estimated GF Value™ of $39.61. GuruFocus considers QNB to be Modestly Overvalued.

Key valuation signals for QNBC:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $39.61 vs. price of $45.18 (14% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the QNBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QNB Business Description

Address 15 North Third Street, P.O. Box 9005, Quakertown, PA, USA, 18951-9005
QNB Corp is a bank holding company based in the United States. It operates through its wholly-owned subsidiary, which engages in the general commercial banking business and offers a full range of banking services to its customers. Its business activities involve attracting deposits and using funds in making commercial loans, residential mortgage loans, consumer loans, and purchasing investment securities. The loan portfolio includes commercial loans, such as commercial and industrial, construction, and loans secured by commercial real estate and residential real estate, and retail loans, including home equity loans and lines, and consumer loans. It generates revenue from net interest income.
61GF Score

Get the complete analysis for QNBC

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.18
Price
$39.61
GF Value