QNB (QNBC) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QNBC QNB Corp QNBC
61 GF Score
Price $45.18
GF Value $39.61
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is QNB Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

QNBC
61GF Score
QNB Corp QNBC
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is QNB (QNBC) Overvalued in 2026?

Based on GuruFocus' analysis, QNB stock appears to be overvalued. The current stock price of $45.18 is trading 14% above its estimated GF Value™ of $39.61. GuruFocus considers QNB to be Modestly Overvalued.

Key valuation signals for QNBC:

  • Altman Z-Score:
  • GF Value™: $39.61 vs. price of $45.18 (14% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the QNBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

QNB Business Description

Address 15 North Third Street, P.O. Box 9005, Quakertown, PA, USA, 18951-9005
QNB Corp is a bank holding company based in the United States. It operates through its wholly-owned subsidiary, which engages in the general commercial banking business and offers a full range of banking services to its customers. Its business activities involve attracting deposits and using funds in making commercial loans, residential mortgage loans, consumer loans, and purchasing investment securities. The loan portfolio includes commercial loans, such as commercial and industrial, construction, and loans secured by commercial real estate and residential real estate, and retail loans, including home equity loans and lines, and consumer loans. It generates revenue from net interest income.
61GF Score

Get the complete analysis for QNBC

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$45.18
Price
$39.61
GF Value