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QNBQNBC +0.24%56 FCF Margin % is -17.61% as of Mar. 2026. GuruFocus rates QNBC with a GF Score™ of 56/100 and a GF Value™ of $38.39 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,504 Banks companies, QNB ranks worse than 54.52% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. QNB's Free Cash Flow for the
three
months ended in Mar. 2026 was $-2.63 Mil. QNB's Revenue for the
three
months ended in Mar. 2026 was $14.91 Mil. Therefore, QNB's FCF Margin % for the quarter that ended in Mar. 2026 was -17.61%.
The historical rank and industry rank for QNB's FCF Margin % or its related term are showing as below:
QNBC'
s FCF Margin % Range Over the Past 10 Years
Min: 15.34 Med: 31.33 Max: 52.43
Current: 23.38
During the past 13 years, the highest FCF Margin % of QNB was 52.43%. The lowest was 15.34%. And the median was 31.33%.
QNBC's FCF Margin % is ranked worse than 54.52% of 1504
companies
in the Banks industry
Industry Median: 26.56
vs QNBC: 23.38
QNB FCF Margin % Related Terms
QNB FCF Margin % Historical Data
* Premium members only.
The historical data trend for QNB's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, QNB's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
QNB FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, QNB's FCF Margin % distribution charts can be found below:
* The bar in red indicates where QNB's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QNB (QNBC) has a FCF Margin % of -17.61% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on QNB and its competitors. Over the past decade, QNB's FCF Margin % has ranged from 15.34 to 52.43. According to the industry distribution chart, QNB ranks #820 out of 1504 companies in the Banks industry, placing it in the top 54.5%.
Is QNB's FCF Margin % too high?
QNB's current FCF Margin % is -17.61%. Over the past 10 years, this metric has ranged from a low of 15.34 to a high of 52.43. Based on the distribution chart, QNB ranks #820 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, QNB has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does QNB's FCF Margin % compare to FCAP and CMTV?
According to the Banks industry distribution chart, QNB ranks #820 out of 1504 companies for FCF Margin %. This places QNB in the lower half of its industry. The industry median FCF Margin % is 26.56. Historically, QNB's own FCF Margin % has ranged from 15.34 to 52.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.56, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on QNB and its competitors. For the Banks industry, the median FCF Margin % is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. QNB's current FCF Margin % is -17.61%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is QNB stock overvalued right now?
Based on GuruFocus' analysis, QNB (QNBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.39, compared to a current price of $43.26 — trading 12.7% above its estimated fair value. The current FCF Margin % is -17.61%. QNB's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For QNB (QNBC), the current FCF Margin % is -17.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is QNB (QNBC) Overvalued in 2026?
Based on GuruFocus' analysis, QNB stock appears to be overvalued.
The current stock price of $43.26 is trading 12.7% above its estimated GF Value™ of $38.39.
GuruFocus considers QNB to be Modestly Overvalued.
Key valuation signals for QNBC:
FCF Margin %: -17.61%
GF Value™: $38.39 vs. price of $43.26 (12.7% above fair value)
No single metric tells the full story. See the QNBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
QNB Corp is a bank holding company based in the United States. It operates through its wholly-owned subsidiary, which engages in the general commercial banking business and offers a full range of banking services to its customers. Its business activities involve attracting deposits and using funds in making commercial loans, residential mortgage loans, consumer loans, and purchasing investment securities. The loan portfolio includes commercial loans, such as commercial and industrial, construction, and loans secured by commercial real estate and residential real estate, and retail loans, including home equity loans and lines, and consumer loans. It generates revenue from net interest income.
56GF Score
Get the complete analysis for QNBC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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