Dhanlaxmi Bank (BOM:532180) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532180 Dhanlaxmi Bank Ltd BOM:532180
56 GF Score
Price ₹32.97
GF Value ₹28.07
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Dhanlaxmi Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Dhanlaxmi Bank's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

BOM:532180 vs PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Dhanlaxmi Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Dhanlaxmi Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Dhanlaxmi Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Dhanlaxmi Bank's Margin of Safety % (DCF Dividends Based) falls into.


BOM:532180
56GF Score
Dhanlaxmi Bank Ltd BOM:532180
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Dhanlaxmi Bank (BOM:532180) Overvalued in 2026?

Based on GuruFocus' analysis, Dhanlaxmi Bank stock appears to be overvalued. The current stock price of ₹32.97 is trading 17.5% above its estimated GF Value™ of ₹28.07. GuruFocus considers Dhanlaxmi Bank to be Modestly Overvalued.

Key valuation signals for BOM:532180:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₹28.07 vs. price of ₹32.97 (17.5% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the BOM:532180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Dhanlaxmi Bank Business Description

Other Exchanges DHANBANK:India
Address Punkunnam, Thrissur, Thrissur, KL, IND, 680 002
Dhanlaxmi Bank Ltd provides various banking and financial services in India. The bank operates through four segments. Its Treasury operations segment consists of interest earnings on the investment portfolio of the bank, gains or losses on investment operations, and earnings from foreign exchange business. The Corporate and wholesale banking segment offers loans and other banking services to the corporate segment. Its Retail Banking segment renders loans and other banking services to non-corporate customers. The Other banking operations segment includes income from para-banking activities such as debit cards, third-party product distribution, and associated costs. All the operations of the bank are located in India. The retail banking segment generates the highest revenue.
56GF Score

Get the complete analysis for BOM:532180

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹32.97
Price
₹28.07
GF Value