Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Dhanlaxmi BankBOM:532180 -0.82%56 PS Ratio is 1.51 as of Aug. 13, 2026, which is 45% above its 10-year median of 1.04. GuruFocus rates BOM:532180 with a GF Score™ of 56/100 and a GF Value™ of ₹28.10 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,513 Banks companies, Dhanlaxmi Bank ranks better than 84.2% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Dhanlaxmi Bank's share price is ₹32.46.
Dhanlaxmi Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was ₹21.55. Hence, Dhanlaxmi Bank's PS Ratio for today is 1.51.
Warning Sign:
Dhanlaxmi Bank Ltd stock PS Ratio (=1.53) is close to 1-year high of 1.66.
The historical rank and industry rank for Dhanlaxmi Bank's PS Ratio or its related term are showing as below:
BOM:532180'
s PS Ratio Range Over the Past 10 Years
Min: 0.43 Med: 1.04 Max: 1.98
Current: 1.51
During the past 13 years, Dhanlaxmi Bank's highest PS Ratio was 1.98. The lowest was 0.43. And the median was 1.04.
BOM:532180's PS Ratio is ranked better than 84.2% of 1513
companies
in the Banks industry
Industry Median: 3.09
vs BOM:532180: 1.51
Dhanlaxmi Bank Ltd revenue per share is in decline over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Dhanlaxmi Bank was -5.90% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 5.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 8.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.
During the past 13 years, Dhanlaxmi Bank's highest 3-Year average Revenue per Share Growth Rate was 35.10% per year. The lowest was -26.40% per year. And the median was -1.35% per year.
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Dhanlaxmi Bank PS Ratio Related Terms
Dhanlaxmi Bank PS Ratio Historical Data
* Premium members only.
The historical data trend for Dhanlaxmi Bank's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Dhanlaxmi Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dhanlaxmi Bank PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Dhanlaxmi Bank's PS Ratio distribution charts can be found below:
* The bar in red indicates where Dhanlaxmi Bank's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Dhanlaxmi Bank's Share Price of today is ₹32.46. Dhanlaxmi Bank's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹21.55.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Dhanlaxmi Bank (BOM:532180) has a PS Ratio of 1.51 as of Aug. 13, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dhanlaxmi Bank and its competitors. This is 45% above median its historical median of 1.04. Over the past decade, Dhanlaxmi Bank's PS Ratio has ranged from 0.43 to 1.98. According to the industry distribution chart, Dhanlaxmi Bank ranks #239 out of 1513 companies in the Banks industry, placing it in the top 15.8%.
Is Dhanlaxmi Bank's PS Ratio too high?
Dhanlaxmi Bank's current PS Ratio of 1.51 is 45% above median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.98. The Banks industry median PS Ratio is 3.09. Dhanlaxmi Bank's value of 1.51 is 51.1% below this industry median. Based on the distribution chart, Dhanlaxmi Bank ranks #239 out of 1513 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Dhanlaxmi Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dhanlaxmi Bank's PS Ratio compare to PNC?
According to the Banks industry distribution chart, Dhanlaxmi Bank ranks #239 out of 1513 companies for PS Ratio. This places Dhanlaxmi Bank in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.09. Dhanlaxmi Bank's value of 1.51 is 51.1% below this benchmark. Historically, Dhanlaxmi Bank's own PS Ratio has ranged from 0.43 to 1.98 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 3.09, Dhanlaxmi Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.09, based on 1,513 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dhanlaxmi Bank's current PS Ratio of 1.51 is 51.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Dhanlaxmi Bank and its competitors. For the Banks industry, the median PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dhanlaxmi Bank's current PS Ratio is 1.51, which is 45% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dhanlaxmi Bank stock overvalued right now?
Based on GuruFocus' analysis, Dhanlaxmi Bank (BOM:532180) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹28.10, compared to a current price of ₹32.46 — trading 15.5% above its estimated fair value. The current PS Ratio is 1.51, which is 45% above median its 10-year median of 1.04 and 51.1% below the Banks industry median of 3.09. Dhanlaxmi Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Dhanlaxmi Bank (BOM:532180), the current PS Ratio is 1.51 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Dhanlaxmi Bank (BOM:532180) Overvalued in 2026?
Based on GuruFocus' analysis, Dhanlaxmi Bank stock appears to be overvalued.
The current stock price of ₹32.46 is trading 15.5% above its estimated GF Value™ of ₹28.10.
GuruFocus considers Dhanlaxmi Bank to be Modestly Overvalued.
Key valuation signals for BOM:532180:
PS Ratio: 1.51 (45% above median its 10-year median of 1.04)
GF Value™: ₹28.10 vs. price of ₹32.46 (15.5% above fair value)
Industry Position: 51.1% below the Banks median (#239 of 1513)
No single metric tells the full story. See the BOM:532180 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Dhanlaxmi Bank Ltd provides various banking and financial services in India. The bank operates through four segments. Its Treasury operations segment consists of interest earnings on the investment portfolio of the bank, gains or losses on investment operations, and earnings from foreign exchange business. The Corporate and wholesale banking segment offers loans and other banking services to the corporate segment. Its Retail Banking segment renders loans and other banking services to non-corporate customers. The Other banking operations segment includes income from para-banking activities such as debit cards, third-party product distribution, and associated costs. All the operations of the bank are located in India. The retail banking segment generates the highest revenue.
56GF Score
Get the complete analysis for BOM:532180
PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:532180 has been successfully added to your 
