CFBK (CF Bankshares) Margin of Safety % (DCF Dividends Based): N/A (As of Aug. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CFBK CF Bankshares Inc CFBK
57 GF Score
Price $34.53
GF Value $27.68
Valuation Modestly Overvalued
! 7 Warning Signs
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What is CF Bankshares Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

CF Bankshares's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

CFBK vs QNBC, EFSI, PBNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, CF Bankshares's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CF Bankshares Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, CF Bankshares's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where CF Bankshares's Margin of Safety % (DCF Dividends Based) falls into.


CFBK
57GF Score
CF Bankshares Inc CFBK
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is CF Bankshares (CFBK) Overvalued in 2026?

Based on GuruFocus' analysis, CF Bankshares stock appears to be overvalued. The current stock price of $34.53 is trading 24.8% above its estimated GF Value™ of $27.68. GuruFocus considers CF Bankshares to be Modestly Overvalued.

Key valuation signals for CFBK:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $27.68 vs. price of $34.53 (24.8% above fair value)
  • GF Score™: 57/100 with 7 warning signs

No single metric tells the full story. See the CFBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CF Bankshares Business Description

Address 4960 East Dublin Granville Road, Suite 400, Columbus, OH, USA, 43081
CF Bankshares Inc is engaged in the provision of a variety of financial services. It provides personalized business banking products and services, including commercial loans and leases, commercial and residential real estate loans, equipment leasing, SBA loans, and treasury management depository services. The revenues are derived principally from the interest and fees on loans originated and noninterest income generated on the sale of loans.
57GF Score

Get the complete analysis for CFBK

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.53
Price
$27.68
GF Value