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CFBK (CF Bankshares) Retained Earnings : $88.29 Mil (As of Dec. 2024)


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What is CF Bankshares Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CF Bankshares's retained earnings for the quarter that ended in Dec. 2024 was $88.29 Mil.

CF Bankshares's quarterly retained earnings increased from Jun. 2024 ($80.51 Mil) to Sep. 2024 ($84.33 Mil) and increased from Sep. 2024 ($84.33 Mil) to Dec. 2024 ($88.29 Mil).

CF Bankshares's annual retained earnings increased from Dec. 2022 ($61.10 Mil) to Dec. 2023 ($76.52 Mil) and increased from Dec. 2023 ($76.52 Mil) to Dec. 2024 ($88.29 Mil).


CF Bankshares Retained Earnings Historical Data

The historical data trend for CF Bankshares's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CF Bankshares Retained Earnings Chart

CF Bankshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26.48 44.08 61.10 76.52 88.29

CF Bankshares Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.52 79.20 80.51 84.33 88.29

CF Bankshares Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


CF Bankshares  (NAS:CFBK) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


CF Bankshares Business Description

Traded in Other Exchanges
N/A
Address
4960 E. Dublin Granville Road, Suite 400, Columbus, OH, USA, 43081
CF Bankshares Inc is engaged in the provision of a variety of financial services. It provides personalized business banking products and services, including commercial loans and leases, commercial and residential real estate loans, equipment leasing, SBA loans and treasury management depository services. The revenues are derived principally from the interest and fees on loans originated and noninterest income generated on the sale of loans.
Executives
Thomas P Ash director GRAND CENTRAL FINANCIAL CORP, 601 MAIN ST, WELLSVILLE OH 43968
Robert E Hoeweler director
Timothy T O'dell director, officer: CEO 2923 SMITH RD, FAIRLAWN OH 44333
Sundeep Rana director CASTLE CREEK CAPITAL, 8604 TURTLE CREEK BLVD, #12674, DALLAS TX 75225
Frauenberg James H Ii director 2923 SMITH RD, FAIRLAWN OH 44333
David L Royer director 7000 N HIGH STREET, WORTHINGTON OH 43085
Marianne Mckinney officer: EVP & Sr Operations Mngr 7000 N. HIGH STREET, WORTHINGTON OH 43085
Bradley J Ringwald officer: Chief Comm Banking Officer 255 E FIFTH STREET, SUITE 2900, CINCINNATI OH 45202
Kevin J Beerman officer: SVP, Senior Financial Officer 7000 N HIGH STREET, WORTHINGTON OH 43085
John Pietrzak director WEST COAST BANCORP, 5335 MEADOWS ROAD, SUITE 201, LAKE OSWEGO OR 97035
Helmsdoerfer John W Jr officer: Exec VP & CFO 2923 SMITH RD, FAIRLAWN OH 44333
Robert H Milbourne director 7250 STAR CHECK DRIVE, COLUMBUS OH 43217
Edward W Cochran director 2923 SMITH ROAD, FAIRLAWN OH 44333
Donal H Malenick director 4461 WAYSIDE DR., NAPLES FL 34119
Thad R Perry director, officer: President 2923 SMITH RD, FAIRLAWN OH 44333