Banca Ifis (CHIX:IFM) Margin of Safety % (DCF Dividends Based): 44.11% (As of Jul. 01, 2026)


CHIX:IFM Banca Ifis CHIX:IFM
61 GF Score
Price €12.33
GF Value €24.87
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Banca Ifis Margin of Safety % (DCF Dividends Based)?

Banca Ifis CHIX:IFM 61 Margin of Safety % (DCF Dividends Based) is 44.11% as of Jul. 01, 2026. GuruFocus rates CHIX:IFM with a GF Score™ of 61/100 and a GF Value™ of €24.87 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-01), Banca Ifis's Predictability Rank is 3-Stars. Banca Ifis's intrinsic value calculated from the Discounted Dividend model is €24.51 and current share price is €12.33. Consequently,

Banca Ifis's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 44.11%.

CHIX:IFM vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, Banca Ifis's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Ifis Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banca Ifis's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Banca Ifis's Margin of Safety % (DCF Dividends Based) falls into.


CHIX:IFM
61GF Score
Banca Ifis CHIX:IFM
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Banca Ifis Margin of Safety % (DCF Dividends Based) Calculation

Banca Ifis's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(22.06-12.33)/22.06
=44.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 44.11% mean?
Banca Ifis (CHIX:IFM) has a Margin of Safety % (DCF Dividends Based) of 44.11% as of Jul. 01, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banca Ifis.
Is Banca Ifis' Margin of Safety % (DCF Dividends Based) too high?
Banca Ifis' current Margin of Safety % (DCF Dividends Based) is 44.11%. Overall, Banca Ifis has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banca Ifis' Margin of Safety % (DCF Dividends Based) compare to PNC and USB?
Banca Ifis' Margin of Safety % (DCF Dividends Based) of 44.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Banca Ifis. Banca Ifis's current Margin of Safety % (DCF Dividends Based) is 44.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Ifis stock overvalued right now?
Based on GuruFocus' analysis, Banca Ifis (CHIX:IFM) is currently considered Significantly Undervalued. The stock's GF Value™ is €24.87, compared to a current price of €12.33 — trading 50.4% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 44.11%. Banca Ifis' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Banca Ifis (CHIX:IFM), the current Margin of Safety % (DCF Dividends Based) is 44.11% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Ifis (CHIX:IFM) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued. The current stock price of €12.33 is trading 50.4% below its estimated GF Value™ of €24.87. GuruFocus considers Banca Ifis to be Significantly Undervalued.

Key valuation signals for CHIX:IFM:

  • Margin of Safety % (DCF Dividends Based): 44.11%
  • GF Value™: €24.87 vs. price of €12.33 (50.4% below fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the CHIX:IFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Ifis Business Description

Other Exchanges IF:Italy0NBX:UK0I6:Germany
Address Via Terraglio, 63, Mestre, Venice, ITA, 30174
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
61GF Score

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Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.33
Price
€24.87
GF Value