Banca Ifis (CHIX:IFM) Moat Score: 0/10 (As of Jun. 30, 2026)


CHIX:IFM Banca Ifis CHIX:IFM
65 GF Score
Price €12.33
GF Value €38.52
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Banca Ifis Moat Score?

Banca Ifis has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banca Ifis has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banca Ifis might have No Moat - No discernible moat.

Banca Ifis  (CHIX:IFm) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banca Ifis Moat Score Related Terms

CHIX:IFM
65GF Score
Banca Ifis CHIX:IFM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banca Ifis (CHIX:IFM) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued. The current stock price of €12.33 is trading 68% below its estimated GF Value™ of €38.52. GuruFocus considers Banca Ifis to be Significantly Undervalued.

Key valuation signals for CHIX:IFM:

  • Moat Score: 0
  • GF Value™: €38.52 vs. price of €12.33 (68% below fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the CHIX:IFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Ifis Business Description

Other Exchanges IF:Italy0NBX:UK0I6:Germany
Address Via Terraglio, 63, Mestre, Venice, ITA, 30174
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
65GF Score

Get the complete analysis for CHIX:IFM

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.33
Price
€38.52
GF Value