Banca Ifis (CHIX:IFM) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:IFM Banca Ifis CHIX:IFM
63 GF Score
Price €13.97
GF Value €24.45
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Banca Ifis Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Banca Ifis is: High Risk: High uncertainty with risk-return tradeoff.

Banca Ifis  (CHIX:IFm) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Banca Ifis Risk Assessment Related Terms

CHIX:IFM vs PNC, USB: Risk Assessment Comparison

For the Banks - Regional subindustry, Banca Ifis's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banca Ifis Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Banca Ifis's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Banca Ifis's Risk Assessment falls into.


CHIX:IFM
63GF Score
Banca Ifis CHIX:IFM
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Banca Ifis (CHIX:IFM) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Ifis stock appears to be undervalued. The current stock price of €13.97 is trading 42.9% below its estimated GF Value™ of €24.45. GuruFocus considers Banca Ifis to be Significantly Undervalued.

Key valuation signals for CHIX:IFM:

  • Risk Assessment:
  • GF Value™: €24.45 vs. price of €13.97 (42.9% below fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the CHIX:IFM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Ifis Business Description

Other Exchanges IF:Italy0NBX:UK0I6:Germany
Address Via Terraglio, 63, Mestre, Venice, ITA, 30174
Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.
63GF Score

Get the complete analysis for CHIX:IFM

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.97
Price
€24.45
GF Value