ICICI Bank (HAM:ICBA) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 02, 2026)


HAM:ICBA ICICI Bank Ltd HAM:ICBA
79 GF Score
Price €24.50
GF Value €24.76
Valuation Fairly Valued
! 3 Warning Signs
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What is ICICI Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-02), ICICI Bank's Predictability Rank is 4-Stars. ICICI Bank's intrinsic value calculated from the Discounted Dividend model is €34.33 and current share price is €24.50. Consequently,

ICICI Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

HAM:ICBA vs PNC, USB: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, ICICI Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ICICI Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, ICICI Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where ICICI Bank's Margin of Safety % (DCF Dividends Based) falls into.


HAM:ICBA
79GF Score
ICICI Bank Ltd HAM:ICBA
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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ICICI Bank Margin of Safety % (DCF Dividends Based) Calculation

ICICI Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-24.50)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is ICICI Bank (HAM:ICBA) Overvalued in 2026?

Based on GuruFocus' analysis, ICICI Bank stock appears to be undervalued. The current stock price of €24.50 is trading 1.1% below its estimated GF Value™ of €24.76. GuruFocus considers ICICI Bank to be Fairly Valued.

Key valuation signals for HAM:ICBA:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €24.76 vs. price of €24.50 (1.1% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the HAM:ICBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ICICI Bank Business Description

Address ICICI Bank Towers, Bandra-Kurla Complex, Mumbai, MH, IND, 400 051
ICICI Bank Ltd provides banking services. The company's operating segments include Retail Banking; Wholesale Banking; Treasury, Life insurance, Other Banking Business, and Others. The company generates maximum revenue from the Retail Banking segment which includes exposures of the Bank, which satisfy the four qualifying criteria of a regulatory retail portfolio as stipulated by RBI guidelines on the Basel III framework as well as includes income from credit cards, debit cards, third party product distribution, and the associated costs. Geographical segments include Domestic operations and Foreign operations. The company generates the majority of its revenue from the domestic operations.
79GF Score

Get the complete analysis for HAM:ICBA

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€24.50
Price
€24.76
GF Value