Turkiye Garanti Bankasi AS (IST:GARAN) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:GARAN Turkiye Garanti Bankasi AS IST:GARAN
60 GF Score
Price ₺128.70
GF Value ₺174.78
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Turkiye Garanti Bankasi AS Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

Turkiye Garanti Bankasi AS's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

Turkiye Garanti Bankasi AS Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Turkiye Garanti Bankasi AS Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Turkiye Garanti Bankasi AS's Margin of Safety % (DCF Dividends Based) falls into.


IST:GARAN
60GF Score
Turkiye Garanti Bankasi AS IST:GARAN
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Turkiye Garanti Bankasi AS (IST:GARAN) Overvalued in 2026?

Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued. The current stock price of ₺128.70 is trading 26.4% below its estimated GF Value™ of ₺174.78. GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.

Key valuation signals for IST:GARAN:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: ₺174.78 vs. price of ₺128.70 (26.4% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the IST:GARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Turkiye Garanti Bankasi AS Business Description

Other Exchanges TKGBY:USAGBKB:Germany
Address Levent Nispetiye Mah. Aytar Cad. No: 2, Besiktas, Istanbul, TUR, 34340
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
60GF Score

Get the complete analysis for IST:GARAN

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺128.70
Price
₺174.78
GF Value