* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS (IST:GARAN) has a OCF Margin % of 25.69% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is near median its historical median of 23.87. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies in the Banks industry, placing it in the top 84.4%.
Is Turkiye Garanti Bankasi AS's OCF Margin % too high?
Turkiye Garanti Bankasi AS's current OCF Margin % of 25.69% is near median its 10-year median of 23.87. The Banks industry median OCF Margin % is 29.44. Turkiye Garanti Bankasi AS's value of 25.69% is 12.7% below this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #1270 out of 1505 companies for OCF Margin %. This places Turkiye Garanti Bankasi AS in the lower half of its industry. The industry median OCF Margin % is 29.44. Turkiye Garanti Bankasi AS's value of 25.69% is 12.7% below this benchmark. While the company's 10-year median is 23.87 vs. the industry median of 29.44, Turkiye Garanti Bankasi AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current OCF Margin % of 25.69% is 12.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current OCF Margin % is 25.69%, which is near median its own 10-year median of 23.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (IST:GARAN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺173.69, compared to a current price of ₺138.40 — trading 20.3% below its estimated fair value. The current OCF Margin % is 25.69%, which is near median its 10-year median of 23.87 and 12.7% below the Banks industry median of 29.44. Turkiye Garanti Bankasi AS's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (IST:GARAN), the current OCF Margin % is 25.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Garanti Bankasi AS (IST:GARAN) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued.
The current stock price of ₺138.40 is trading 20.3% below its estimated GF Value™ of ₺173.69.
GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:GARAN:
OCF Margin %: 25.69% (near median its 10-year median of 23.87)
GF Value™: ₺173.69 vs. price of ₺138.40 (20.3% below fair value)
Industry Position: 12.7% below the Banks median (#1270 of 1505)
No single metric tells the full story. See the IST:GARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
60GF Score
Get the complete analysis for IST:GARAN
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IST:GARAN has been successfully added to your 
