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Turkiye Garanti Bankasi ASIST:GARAN -1.53%61 5-Year Yield-on-Cost % is 4.02 as of Aug. 18, 2026, which is 42% above its 10-year median of 2.83. GuruFocus rates IST:GARAN with a GF Score™ of 61/100 and a GF Value™ of ₺180.04 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,255 Banks companies, Turkiye Garanti Bankasi AS ranks better than 53.94% on this metric.
Turkiye Garanti Bankasi AS (IST:GARAN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Turkiye Garanti Bankasi AS 5-Year Yield-on-Cost % Related Terms
Turkiye Garanti Bankasi AS 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost % falls into.
Turkiye Garanti Bankasi AS 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Turkiye Garanti Bankasi AS (IST:GARAN) has a 5-Year Yield-on-Cost % of 4.02 as of Aug. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Turkiye Garanti Bankasi AS and its competitors. This is 42% above median its historical median of 2.83. Over the past decade, Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost % has ranged from 0.94 to 7.14. According to the industry distribution chart, Turkiye Garanti Bankasi AS ranks #578 out of 1255 companies in the Banks industry, placing it in the top 46.1%.
Is Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost % too high?
Turkiye Garanti Bankasi AS's current 5-Year Yield-on-Cost % of 4.02 is 42% above median its 10-year median of 2.83. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 7.14. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Turkiye Garanti Bankasi AS's value of 4.02 is 5.5% above this industry median. Based on the distribution chart, Turkiye Garanti Bankasi AS ranks #578 out of 1255 companies in the Banks industry, which is above the industry midpoint. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Turkiye Garanti Bankasi AS ranks #578 out of 1255 companies for 5-Year Yield-on-Cost %. This puts Turkiye Garanti Bankasi AS in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Turkiye Garanti Bankasi AS's value of 4.02 is 5.5% above this benchmark. Historically, Turkiye Garanti Bankasi AS's own 5-Year Yield-on-Cost % has ranged from 0.94 to 7.14 over the past decade. While the company's 10-year median is 2.83 vs. the industry median of 3.81, Turkiye Garanti Bankasi AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Turkiye Garanti Bankasi AS's current 5-Year Yield-on-Cost % of 4.02 is 5.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Turkiye Garanti Bankasi AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Turkiye Garanti Bankasi AS's current 5-Year Yield-on-Cost % is 4.02, which is 42% above median its own 10-year median of 2.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (IST:GARAN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺180.04, compared to a current price of ₺129.00 — trading 28.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.02, which is 42% above median its 10-year median of 2.83 and 5.5% above the Banks industry median of 3.81. Turkiye Garanti Bankasi AS's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (IST:GARAN), the current 5-Year Yield-on-Cost % is 4.02 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Garanti Bankasi AS (IST:GARAN) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued.
The current stock price of ₺129.00 is trading 28.3% below its estimated GF Value™ of ₺180.04.
GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:GARAN:
5-Year Yield-on-Cost %: 4.02 (42% above median its 10-year median of 2.83)
GF Value™: ₺180.04 vs. price of ₺129.00 (28.3% below fair value)
Industry Position: 5.5% above the Banks median (#578 of 1255)
No single metric tells the full story. See the IST:GARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
61GF Score
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