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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Turkiye Garanti Bankasi AS's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was ₺1,238 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was ₺6,646 Mil.
Turkiye Garanti Bankasi AS (IST:GARAN) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense Related Terms
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense Historical Data
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The historical data trend for Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense Chart
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense falls into.
Turkiye Garanti Bankasi AS Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₺6,646 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of ₺6,646 Mil mean?
Turkiye Garanti Bankasi AS (IST:GARAN) has a Selling, General, & Admin. Expense of ₺6,646 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Turkiye Garanti Bankasi AS and its competitors.
Is Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense too high?
Turkiye Garanti Bankasi AS's current Selling, General, & Admin. Expense is ₺6,646 Mil. Overall, Turkiye Garanti Bankasi AS has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense compare to competitors?
Turkiye Garanti Bankasi AS's Selling, General, & Admin. Expense of ₺6,646 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Turkiye Garanti Bankasi AS and its competitors. Turkiye Garanti Bankasi AS's current Selling, General, & Admin. Expense is ₺6,646 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turkiye Garanti Bankasi AS stock overvalued right now?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS (IST:GARAN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺179.20, compared to a current price of ₺133.30 — trading 25.6% below its estimated fair value. The current Selling, General, & Admin. Expense is ₺6,646 Mil. Turkiye Garanti Bankasi AS's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Turkiye Garanti Bankasi AS (IST:GARAN), the current Selling, General, & Admin. Expense is ₺6,646 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Turkiye Garanti Bankasi AS (IST:GARAN) Overvalued in 2026?
Based on GuruFocus' analysis, Turkiye Garanti Bankasi AS stock appears to be undervalued.
The current stock price of ₺133.30 is trading 25.6% below its estimated GF Value™ of ₺179.20.
GuruFocus considers Turkiye Garanti Bankasi AS to be Modestly Undervalued.
Key valuation signals for IST:GARAN:
Selling, General, & Admin. Expense: ₺6,646 Mil
GF Value™: ₺179.20 vs. price of ₺133.30 (25.6% below fair value)
No single metric tells the full story. See the IST:GARAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Turkiye Garanti Bankasi AS is an integrated financial services group operating predominantly in Turkey but with subsidiaries in the Netherlands, Russia, and Romania. It is a full-service bank offering corporate, commercial, retail, private, small to midsize enterprise, and investment banking services. Other financial services include insurance, leasing, brokerage, and asset management services. The bank's plan emphasizes customer service. The vast majority of its earning assets consist of loans, with a dominant positioning in consumer loans, mortgages, and auto loans. The company's business segments include: Retail Banking, Corporate Banking, Investment Banking and Others.
61GF Score
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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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