Arman Financial Services (BOM:531179) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 01, 2026)


BOM:531179 Arman Financial Services Ltd BOM:531179
82 GF Score
Price ₹1,696.45
GF Value ₹1,679.41
Valuation Fairly Valued
! 6 Warning Signs
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What is Arman Financial Services Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-07-01), Arman Financial Services's Predictability Rank is 3-Stars. Arman Financial Services's intrinsic value calculated from the Discounted FCF model is ₹3122.85 and current share price is ₹1696.45. Consequently,

Arman Financial Services's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

BOM:531179 vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Arman Financial Services's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Arman Financial Services Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Arman Financial Services's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Arman Financial Services's Margin of Safety % (DCF FCF Based) falls into.


BOM:531179
82GF Score
Arman Financial Services Ltd BOM:531179
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Arman Financial Services Margin of Safety % (DCF FCF Based) Calculation

Arman Financial Services's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-9393.85-1696.45)/-9393.85
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Arman Financial Services (BOM:531179) Overvalued in 2026?

Based on GuruFocus' analysis, Arman Financial Services stock appears to be overvalued. The current stock price of ₹1,696.45 is trading 1% above its estimated GF Value™ of ₹1,679.41. GuruFocus considers Arman Financial Services to be Fairly Valued.

Key valuation signals for BOM:531179:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ₹1,679.41 vs. price of ₹1,696.45 (1% above fair value)
  • GF Score™: 82/100 with 6 warning signs

No single metric tells the full story. See the BOM:531179 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arman Financial Services Business Description

Other Exchanges ARMANFIN:India
Address Off Ashram Road, 502-503, Sakar III, Opposite Old High Court, Ahmedabad, GJ, IND, 380014
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
82GF Score

Get the complete analysis for BOM:531179

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,696.45
Price
₹1,679.41
GF Value