GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Arman Financial Services Ltd (BOM:531179) » Definitions » Debt-to-EBITDA

Arman Financial Services (BOM:531179) Debt-to-EBITDA : 0.00 (As of Dec. 2024)


View and export this data going back to 1995. Start your Free Trial

What is Arman Financial Services Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Arman Financial Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Arman Financial Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was ₹0 Mil. Arman Financial Services's annualized EBITDA for the quarter that ended in Dec. 2024 was ₹2,368 Mil. Arman Financial Services's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Arman Financial Services's Debt-to-EBITDA or its related term are showing as below:

BOM:531179' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 5.75   Med: 12.61   Max: 57.11
Current: 5.75

During the past 13 years, the highest Debt-to-EBITDA Ratio of Arman Financial Services was 57.11. The lowest was 5.75. And the median was 12.61.

BOM:531179's Debt-to-EBITDA is ranked better than
60.44% of 273 companies
in the Credit Services industry
Industry Median: 8.45 vs BOM:531179: 5.75

Arman Financial Services Debt-to-EBITDA Historical Data

The historical data trend for Arman Financial Services's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Arman Financial Services Debt-to-EBITDA Chart

Arman Financial Services Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.51 57.11 21.24 12.71 7.51

Arman Financial Services Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 8.23 - 5.59 -

Competitive Comparison of Arman Financial Services's Debt-to-EBITDA

For the Credit Services subindustry, Arman Financial Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arman Financial Services's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Arman Financial Services's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Arman Financial Services's Debt-to-EBITDA falls into.


;
;

Arman Financial Services Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Arman Financial Services's Debt-to-EBITDA for the fiscal year that ended in Mar. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(11025.267 + 6224.008) / 2295.946
=7.51

Arman Financial Services's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2024 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 2368.004
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2024) EBITDA data.


Arman Financial Services  (BOM:531179) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Arman Financial Services Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Arman Financial Services's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Arman Financial Services Business Description

Traded in Other Exchanges
Address
Off Ashram Road, 502-503, Sakar III, Opposite Old High Court, Ahmedabad, GJ, IND, 380014
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.

Arman Financial Services Headlines

No Headlines