BPHLF (Bank of the Philippine Islands) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 24, 2026)


BPHLF Bank of the Philippine Islands BPHLF
78 GF Score
Price $2.00
GF Value $3.14
! 3 Warning Signs
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What is Bank of the Philippine Islands Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Bank of the Philippine Islands's Predictability Rank is 4.5-Stars. Bank of the Philippine Islands's intrinsic value calculated from the Discounted FCF model is $3.62 and current share price is $2.00. Consequently,

Bank of the Philippine Islands's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Bank of the Philippine Islands Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Bank of the Philippine Islands's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of the Philippine Islands Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Bank of the Philippine Islands's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Bank of the Philippine Islands's Margin of Safety % (DCF FCF Based) falls into.


BPHLF
78GF Score
Bank of the Philippine Islands BPHLF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of the Philippine Islands Margin of Safety % (DCF FCF Based) Calculation

Bank of the Philippine Islands's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-0.09-2.00)/-0.09
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Bank of the Philippine Islands (BPHLF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued. The current stock price of $2.00 is trading 36.3% below its estimated GF Value™ of $3.14.

Key valuation signals for BPHLF:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $3.14 vs. price of $2.00 (36.3% below fair value)
  • GF Score™: 78/100 with 3 warning signs

No single metric tells the full story. See the BPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of the Philippine Islands Business Description

Other Exchanges BPHLY:USABPI:Philippines
Address Paseo de Roxas Corner Makati Avenue, 22nd Floor - 28th Floor, Tower 2, Ayala Triangle Gardens, Bel-Air, Makati City, PHL, 1226
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
78GF Score

Get the complete analysis for BPHLF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$3.14
GF Value