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The historical rank and industry rank for Bank of the Philippine Islands's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Bank of the Philippine Islands's highest Yield on Cost was 15.60. The lowest was 0.00. And the median was 6.77.
BPHLF's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.885 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Bank of the Philippine Islands (OTCPK:BPHLF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of the Philippine Islands 5-Year Yield-on-Cost % Related Terms
Bank of the Philippine Islands 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Bank of the Philippine Islands's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of the Philippine Islands 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of the Philippine Islands's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of the Philippine Islands's 5-Year Yield-on-Cost % falls into.
Bank of the Philippine Islands 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank of the Philippine Islands (BPHLF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of the Philippine Islands and its competitors. According to the industry distribution chart, Bank of the Philippine Islands ranks #100 out of 1250 companies in the Banks industry, placing it in the top 8%.
Is Bank of the Philippine Islands' 5-Year Yield-on-Cost % too high?
Bank of the Philippine Islands' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Bank of the Philippine Islands ranks #100 out of 1250 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of the Philippine Islands has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Bank of the Philippine Islands' 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Bank of the Philippine Islands ranks #100 out of 1250 companies for 5-Year Yield-on-Cost %. This places Bank of the Philippine Islands in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of the Philippine Islands and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of the Philippine Islands's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of the Philippine Islands stock overvalued right now?
Bank of the Philippine Islands (BPHLF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $3.05, compared to a current price of $2.00 — trading 34.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Bank of the Philippine Islands' overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of the Philippine Islands (BPHLF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of the Philippine Islands (BPHLF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of the Philippine Islands stock appears to be undervalued.
The current stock price of $2.00 is trading 34.4% below its estimated GF Value™ of $3.05.
Key valuation signals for BPHLF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $3.05 vs. price of $2.00 (34.4% below fair value)
No single metric tells the full story. See the BPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of the Philippine Islands Business Description
Bank of the Philippine Islands is a universal bank offering a range of financial products and solutions for both retail and corporate customers. The services of the company include consumer banking and lending, asset management, insurance, securities brokerage and distribution, foreign exchange, leasing, and corporate and investment banking. It has three business segments: Consumer banking, Corporate banking, and Investment banking. It derives maximum revenue from the Consumer Banking Segment.
80GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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