Banco Hipotecario (BUE:BHIP) Margin of Safety % (DCF FCF Based): N/A (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BUE:BHIP Banco Hipotecario SA BUE:BHIP
47 GF Score
Price ARS299.00
GF Value ARS311.46
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Banco Hipotecario Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-09-16), Banco Hipotecario's Predictability Rank is 3-Stars. Banco Hipotecario's intrinsic value calculated from the Discounted FCF model is ARS169.79 and current share price is ARS299.00. Consequently,

Banco Hipotecario's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

BUE:BHIP vs USB, PNC: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, Banco Hipotecario's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Banco Hipotecario Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Banco Hipotecario's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Banco Hipotecario's Margin of Safety % (DCF FCF Based) falls into.


BUE:BHIP
47GF Score
Banco Hipotecario SA BUE:BHIP
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banco Hipotecario Margin of Safety % (DCF FCF Based) Calculation

Banco Hipotecario's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-25.84-299.00)/-25.84
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Banco Hipotecario (BUE:BHIP) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Hipotecario stock appears to be undervalued. The current stock price of ARS299.00 is trading 4% below its estimated GF Value™ of ARS311.46. GuruFocus considers Banco Hipotecario to be Fairly Valued.

Key valuation signals for BUE:BHIP:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: ARS311.46 vs. price of ARS299.00 (4% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the BUE:BHIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Hipotecario Business Description

Address Reconquista 151, Buenos Aires, ARG
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
47GF Score

Get the complete analysis for BUE:BHIP

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS299.00
Price
ARS311.46
GF Value