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Banco HipotecarioBUE:BHIP +0.30%55 5-Year Yield-on-Cost % is 15.13 as of Jul. 22, 2026, which is 498% above its 10-year median of 2.53. GuruFocus rates BUE:BHIP with a GF Score™ of 55/100 and a GF Value™ of ARS295.06 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, Banco Hipotecario ranks better than 92.49% on this metric.
Banco Hipotecario's yield on cost for the quarter that ended in Mar. 2026 was 15.13.
The historical rank and industry rank for Banco Hipotecario's 5-Year Yield-on-Cost % or its related term are showing as below:
BUE:BHIP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.78 Med: 2.53 Max: 17.03
Current: 15.13
During the past 13 years, Banco Hipotecario's highest Yield on Cost was 17.03. The lowest was 0.78. And the median was 2.53.
BUE:BHIP's 5-Year Yield-on-Cost % is ranked better than 92.49% of 1251
companies
in the Banks industry
Industry Median: 3.88
vs BUE:BHIP: 15.13
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Banco Hipotecario 5-Year Yield-on-Cost % Related Terms
BUE:BHIP vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Banco Hipotecario's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Hipotecario 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Hipotecario's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Banco Hipotecario's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Banco Hipotecario (BUE:BHIP) has a 5-Year Yield-on-Cost % of 15.13 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Hipotecario and its competitors. This is 498% above median its historical median of 2.53. Over the past decade, Banco Hipotecario's 5-Year Yield-on-Cost % has ranged from 0.78 to 17.03. According to the industry distribution chart, Banco Hipotecario ranks #94 out of 1251 companies in the Banks industry, placing it in the top 7.5%.
Is Banco Hipotecario's 5-Year Yield-on-Cost % too high?
Banco Hipotecario's current 5-Year Yield-on-Cost % of 15.13 is 498% above median its 10-year median of 2.53. Over the past 10 years, this metric has ranged from a low of 0.78 to a high of 17.03. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Banco Hipotecario's value of 15.13 is 289.9% above this industry median. Based on the distribution chart, Banco Hipotecario ranks #94 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banco Hipotecario has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Hipotecario ranks #94 out of 1251 companies for 5-Year Yield-on-Cost %. This places Banco Hipotecario in the top 8% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Banco Hipotecario's value of 15.13 is 289.9% above this benchmark. Historically, Banco Hipotecario's own 5-Year Yield-on-Cost % has ranged from 0.78 to 17.03 over the past decade. While the company's 10-year median is 2.53 vs. the industry median of 3.88, Banco Hipotecario has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Hipotecario's current 5-Year Yield-on-Cost % of 15.13 is 289.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Banco Hipotecario and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Hipotecario's current 5-Year Yield-on-Cost % is 15.13, which is 498% above median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Based on GuruFocus' analysis, Banco Hipotecario (BUE:BHIP) is currently considered Modestly Overvalued. The stock's GF Value™ is ARS295.06, compared to a current price of ARS329.00 — trading 11.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 15.13, which is 498% above median its 10-year median of 2.53 and 289.9% above the Banks industry median of 3.88. Banco Hipotecario's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Banco Hipotecario (BUE:BHIP), the current 5-Year Yield-on-Cost % is 15.13 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Hipotecario (BUE:BHIP) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued.
The current stock price of ARS329.00 is trading 11.5% above its estimated GF Value™ of ARS295.06.
GuruFocus considers Banco Hipotecario to be Modestly Overvalued.
Key valuation signals for BUE:BHIP:
5-Year Yield-on-Cost %: 15.13 (498% above median its 10-year median of 2.53)
GF Value™: ARS295.06 vs. price of ARS329.00 (11.5% above fair value)
Industry Position: 289.9% above the Banks median (#94 of 1251)
No single metric tells the full story. See the BUE:BHIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
55GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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