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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banco Hipotecario's 10-Year RORE % for the quarter that ended in Jun. 2026 was 2.98%.
The industry rank for Banco Hipotecario's 10-Year RORE % or its related term are showing as below:
BUE:BHIP's 10-Year RORE % is ranked worse than 76.3% of 1097
companies
in the Banks industry
Industry Median: 10.67
vs BUE:BHIP: 2.98
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banco Hipotecario 10-Year RORE % Related Terms
Banco Hipotecario 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Banco Hipotecario's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Hipotecario's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Hipotecario 10-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banco Hipotecario's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banco Hipotecario's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Jun. 2026 and 10-year before.
Banco Hipotecario (BUE:BHIP) has a 10-Year RORE % of 2.98 as of Jun. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banco Hipotecario and its competitors. According to the industry distribution chart, Banco Hipotecario ranks #837 out of 1097 companies in the Banks industry, placing it in the top 76.3%.
Is Banco Hipotecario's 10-Year RORE % too high?
Banco Hipotecario's current 10-Year RORE % is 2.98. The Banks industry median 10-Year RORE % is 10.67. Banco Hipotecario's value of 2.98 is 72.1% below this industry median. Based on the distribution chart, Banco Hipotecario ranks #837 out of 1097 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Hipotecario has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's 10-Year RORE % compare to USB and PNC?
According to the Banks industry distribution chart, Banco Hipotecario ranks #837 out of 1097 companies for 10-Year RORE %. This places Banco Hipotecario in the lower half of its industry. The industry median 10-Year RORE % is 10.67. Banco Hipotecario's value of 2.98 is 72.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.67, based on 1,097 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Hipotecario's current 10-Year RORE % of 2.98 is 72.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banco Hipotecario and its competitors. For the Banks industry, the median 10-Year RORE % is 10.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Hipotecario's current 10-Year RORE % is 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Based on GuruFocus' analysis, Banco Hipotecario (BUE:BHIP) is currently considered Fairly Valued. The stock's GF Value™ is ARS324.74, compared to a current price of ARS325.00 — trading 0.1% above its estimated fair value. The current 10-Year RORE % is 2.98 and 72.1% below the Banks industry median of 10.67. Banco Hipotecario's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Banco Hipotecario (BUE:BHIP), the current 10-Year RORE % is 2.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Hipotecario (BUE:BHIP) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued.
The current stock price of ARS325.00 is trading 0.1% above its estimated GF Value™ of ARS324.74.
GuruFocus considers Banco Hipotecario to be Fairly Valued.
Key valuation signals for BUE:BHIP:
10-Year RORE %: 2.98
GF Value™: ARS324.74 vs. price of ARS325.00 (0.1% above fair value)
Industry Position: 72.1% below the Banks median (#837 of 1097)
No single metric tells the full story. See the BUE:BHIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
47GF Score
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