Mastercard (LIM:MA) Margin of Safety % (DCF FCF Based): 3.83% (As of Jun. 24, 2026)


LIM:MA Mastercard Inc LIM:MA
91 GF Score
Price $487.54
GF Value $654.48
Valuation Modestly Undervalued
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What is Mastercard Margin of Safety % (DCF FCF Based)?

Mastercard LIM:MA 91 Margin of Safety % (DCF FCF Based) is 3.83% as of Jun. 24, 2026. GuruFocus rates LIM:MA with a GF Score™ of 91/100 and a GF Value™ of $654.48 (Modestly Undervalued).

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Mastercard's Predictability Rank is 5-Stars. Mastercard's intrinsic value calculated from the Discounted FCF model is $463.28 and current share price is $487.54. Consequently,

Mastercard's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 3.83%.

LIM:MA vs V, AXP, COF: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Mastercard's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mastercard Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Mastercard's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Mastercard's Margin of Safety % (DCF FCF Based) falls into.


LIM:MA
91GF Score
Mastercard Inc LIM:MA
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mastercard Margin of Safety % (DCF FCF Based) Calculation

Mastercard's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(506.97-487.54)/506.97
=3.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 3.83% mean?
Mastercard (LIM:MA) has a Margin of Safety % (DCF FCF Based) of 3.83% as of Jun. 24, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Mastercard.
Is Mastercard's Margin of Safety % (DCF FCF Based) too high?
Mastercard's current Margin of Safety % (DCF FCF Based) is 3.83%. Overall, Mastercard has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mastercard's Margin of Safety % (DCF FCF Based) compare to V and AXP?
Mastercard's Margin of Safety % (DCF FCF Based) of 3.83% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Credit Services company?
A good Margin of Safety % (DCF FCF Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Mastercard. Mastercard's current Margin of Safety % (DCF FCF Based) is 3.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Based on GuruFocus' analysis, Mastercard (LIM:MA) is currently considered Modestly Undervalued. The stock's GF Value™ is $654.48, compared to a current price of $487.54 — trading 25.5% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 3.83%. Mastercard's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Mastercard (LIM:MA), the current Margin of Safety % (DCF FCF Based) is 3.83% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mastercard (LIM:MA) Overvalued in 2026?

Based on GuruFocus' analysis, Mastercard stock appears to be undervalued. The current stock price of $487.54 is trading 25.5% below its estimated GF Value™ of $654.48. GuruFocus considers Mastercard to be Modestly Undervalued.

Key valuation signals for LIM:MA:

  • Margin of Safety % (DCF FCF Based): 3.83%
  • GF Value™: $654.48 vs. price of $487.54 (25.5% below fair value)
  • GF Score™: 91/100

No single metric tells the full story. See the LIM:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mastercard Business Description

Address 2000 Purchase Street, Purchase, NY, USA, 10577
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
91GF Score

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Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$487.54
Price
$654.48
GF Value