MastercardLIM:MA 91 Receivables Turnover is 1.80 as of Mar. 2026. GuruFocus rates LIM:MA with a GF Score™ of 91/100 and a GF Value™ of $674.27 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 296 Credit Services companies, Mastercard ranks worse than 52.03% on this metric.
The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Mastercard's Revenue for the
three
months ended in Mar. 2026 was $8,398 Mil. Mastercard's average Accounts Receivable for the
three
months ended in Mar. 2026 was $4,665 Mil.
Hence, Mastercard's Receivables Turnover for the
three
months ended in Mar. 2026 was 1.80.
An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.
Mastercard Receivables Turnover Related Terms
Mastercard Receivables Turnover Historical Data
* Premium members only.
The historical data trend for Mastercard's Receivables Turnover can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LIM:MA vs V, AXP, COF: Receivables Turnover Comparison
For the Credit Services subindustry, Mastercard's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mastercard Receivables Turnover vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mastercard's Receivables Turnover distribution charts can be found below:
* The bar in red indicates where Mastercard's Receivables Turnover falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mastercard (LIM:MA) has a Receivables Turnover of 1.80 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Mastercard and its competitors. According to the industry distribution chart, Mastercard ranks #154 out of 296 companies in the Credit Services industry, placing it in the top 52%.
Is Mastercard's Receivables Turnover too high?
Mastercard's current Receivables Turnover is 1.80. The Credit Services industry median Receivables Turnover is 8.86. Mastercard's value of 1.80 is 79.7% below this industry median. Based on the distribution chart, Mastercard ranks #154 out of 296 companies in the Credit Services industry, which is below the industry midpoint. Overall, Mastercard has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mastercard's Receivables Turnover compare to V and AXP?
According to the Credit Services industry distribution chart, Mastercard ranks #154 out of 296 companies for Receivables Turnover. This places Mastercard in the lower half of its industry. The industry median Receivables Turnover is 8.86. Mastercard's value of 1.80 is 79.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Credit Services company?
The median Receivables Turnover among Credit Services companies is 8.86, based on 296 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mastercard's current Receivables Turnover of 1.80 is 79.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Mastercard and its competitors. For the Credit Services industry, the median Receivables Turnover is 8.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mastercard's current Receivables Turnover is 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mastercard stock overvalued right now?
Based on GuruFocus' analysis, Mastercard (LIM:MA) is currently considered Modestly Undervalued. The stock's GF Value™ is $674.27, compared to a current price of $532.10 — trading 21.1% below its estimated fair value. The current Receivables Turnover is 1.80 and 79.7% below the Credit Services industry median of 8.86. Mastercard's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Mastercard (LIM:MA), the current Receivables Turnover is 1.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mastercard (LIM:MA) Overvalued in 2026?
Based on GuruFocus' analysis, Mastercard stock appears to be undervalued.
The current stock price of $532.10 is trading 21.1% below its estimated GF Value™ of $674.27.
GuruFocus considers Mastercard to be Modestly Undervalued.
Key valuation signals for LIM:MA:
Receivables Turnover: 1.80
GF Value™: $674.27 vs. price of $532.10 (21.1% below fair value)
Industry Position: 79.7% below the Credit Services median (#154 of 296)
No single metric tells the full story. See the LIM:MA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mastercard is the second-largest payment processor in the world, having processed close to $11 trillion in volume during 2025. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
91GF Score
Get the complete analysis for LIM:MA
Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LIM:MA has been successfully added to your 
