Hyakugo Bank (TSE:8368) Margin of Safety % (DCF FCF Based): -46.11% (As of Jun. 27, 2026)


TSE:8368 Hyakugo Bank Ltd TSE:8368
52 GF Score
Price 円1,960.00
GF Value 円907.17
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Hyakugo Bank Margin of Safety % (DCF FCF Based)?

Hyakugo Bank TSE:8368 +2.40% 52 Margin of Safety % (DCF FCF Based) is -46.11% as of Jun. 27, 2026. GuruFocus rates TSE:8368 with a GF Score™ of 52/100 and a GF Value™ of 円907.17 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-27), Hyakugo Bank's Predictability Rank is 3-Stars. Hyakugo Bank's intrinsic value calculated from the Discounted FCF model is 円1864.42 and current share price is 円1960.00. Consequently,

Hyakugo Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is -46.11%.

Hyakugo Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Hyakugo Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hyakugo Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Hyakugo Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hyakugo Bank's Margin of Safety % (DCF FCF Based) falls into.


TSE:8368
52GF Score
Hyakugo Bank Ltd TSE:8368
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Hyakugo Bank Margin of Safety % (DCF FCF Based) Calculation

Hyakugo Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(1341.50-1960.00)/1341.50
=-46.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of -46.11% mean?
Hyakugo Bank (TSE:8368) has a Margin of Safety % (DCF FCF Based) of -46.11% as of Jun. 27, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hyakugo Bank.
Is Hyakugo Bank's Margin of Safety % (DCF FCF Based) too high?
Hyakugo Bank's current Margin of Safety % (DCF FCF Based) is -46.11%. Overall, Hyakugo Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's Margin of Safety % (DCF FCF Based) compare to competitors?
Hyakugo Bank's Margin of Safety % (DCF FCF Based) of -46.11% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hyakugo Bank. Hyakugo Bank's current Margin of Safety % (DCF FCF Based) is -46.11%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (TSE:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円907.17, compared to a current price of 円1,960.00 — trading 116.1% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is -46.11%. Hyakugo Bank's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Hyakugo Bank (TSE:8368), the current Margin of Safety % (DCF FCF Based) is -46.11% as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakugo Bank (TSE:8368) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued. The current stock price of 円1,960.00 is trading 116.1% above its estimated GF Value™ of 円907.17. GuruFocus considers Hyakugo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8368:

  • Margin of Safety % (DCF FCF Based): -46.11%
  • GF Value™: 円907.17 vs. price of 円1,960.00 (116.1% above fair value)
  • GF Score™: 52/100 with 4 warning signs

No single metric tells the full story. See the TSE:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hyakugo Bank Business Description

Address 21-27, Iwata, Tsu, Mie, JPN, 514-8666
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
52GF Score

Get the complete analysis for TSE:8368

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,960.00
Price
円907.17
GF Value