Hyakugo Bank (TSE:8368) Scaled Net Operating Assets: 0.04 (As of Mar. 2026)


TSE:8368 Hyakugo Bank Ltd TSE:8368
56 GF Score
Price 円2,078.00
GF Value 円910.70
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Hyakugo Bank Scaled Net Operating Assets?

Hyakugo Bank TSE:8368 -0.14% 56 Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus rates TSE:8368 with a GF Score™ of 56/100 and a GF Value™ of 円910.70 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hyakugo Bank's operating assets for the quarter that ended in Mar. 2026 was 円6,972,332 Mil. Hyakugo Bank's operating liabilities for the quarter that ended in Mar. 2026 was 円6,642,326 Mil. Hyakugo Bank's Total Assets for the quarter that ended in Dec. 2025 was 円7,697,762 Mil. Therefore, Hyakugo Bank's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.04.

TSE:8368
56GF Score
Hyakugo Bank Ltd TSE:8368
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hyakugo Bank Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hyakugo Bank's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(6972332-6642326)/7433220
=0.04

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7630605 - 658273
=6972332

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7113955 - 471629 - 0
=6642326

Hyakugo Bank's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(6972332-6642326)/7697762
=0.04

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7630605 - 658273
=6972332

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7113955 - 471629 - 0
=6642326

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.04 mean?
Hyakugo Bank (TSE:8368) has a Scaled Net Operating Assets of 0.04 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hyakugo Bank and its competitors.
Is Hyakugo Bank's Scaled Net Operating Assets too high?
Hyakugo Bank's current Scaled Net Operating Assets is 0.04. Overall, Hyakugo Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's Scaled Net Operating Assets compare to competitors?
Hyakugo Bank's Scaled Net Operating Assets of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hyakugo Bank and its competitors. Hyakugo Bank's current Scaled Net Operating Assets is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (TSE:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円910.70, compared to a current price of 円2,078.00 — trading 128.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.04. Hyakugo Bank's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Hyakugo Bank (TSE:8368), the current Scaled Net Operating Assets is 0.04 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakugo Bank (TSE:8368) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued. The current stock price of 円2,078.00 is trading 128.2% above its estimated GF Value™ of 円910.70. GuruFocus considers Hyakugo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8368:

  • Scaled Net Operating Assets: 0.04
  • GF Value™: 円910.70 vs. price of 円2,078.00 (128.2% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the TSE:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hyakugo Bank Business Description

Other Exchanges 8368:Japan
Address 21-27, Iwata, Tsu, Mie, JPN, 514-8666
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
56GF Score

Get the complete analysis for TSE:8368

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,078.00
Price
円910.70
GF Value