Hyakugo Bank (TSE:8368) E10: 円 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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TSE:8368 Hyakugo Bank Ltd TSE:8368
56 GF Score
Price 円2,481.00
GF Value 円938.24
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Hyakugo Bank E10?

Hyakugo Bank TSE:8368 -0.12% 56 E10 is 円 as of Jun. 2026. GuruFocus rates TSE:8368 with a GF Score™ of 56/100 and a GF Value™ of 円938.24 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Hyakugo Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was 円33.360. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Hyakugo Bank's average E10 Growth Rate was 10.20% per year. During the past 3 years, the average E10 Growth Rate was 7.60% per year. During the past 5 years, the average E10 Growth Rate was 6.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Hyakugo Bank was 7.60% per year. The lowest was 4.80% per year. And the median was 5.25% per year.

As of today (2026-09-22), Hyakugo Bank's current stock price is 円2481.00. Hyakugo Bank's E10 for the quarter that ended in Jun. 2026 was . Hyakugo Bank's Shiller PE Ratio of today is .

During the past 13 years, the highest Shiller PE Ratio of Hyakugo Bank was 39.63. The lowest was 5.83. And the median was 9.75.


Hyakugo Bank  (TSE:8368) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

During the past 13 years, the highest Shiller P/E Ratio of Hyakugo Bank was 39.63. The lowest was 5.83. And the median was 9.75.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Hyakugo Bank E10 Related Terms


Hyakugo Bank E10 Historical Data

* Premium members only.

The historical data trend for Hyakugo Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hyakugo Bank E10 Chart

Hyakugo Bank Annual Data
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Hyakugo Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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Hyakugo Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Hyakugo Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hyakugo Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hyakugo Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Hyakugo Bank's Shiller PE Ratio falls into.


TSE:8368
56GF Score
Hyakugo Bank Ltd TSE:8368
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hyakugo Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hyakugo Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=33.36/113.6000*113.6000
=33.360

Current CPI (Jun. 2026) = 113.6000.

Hyakugo Bank Quarterly Data

per share eps CPI Adj_EPS
201609 8.400 98.000 9.737
201612 11.070 98.400 12.780
201703 7.840 98.100 9.079
201706 11.210 98.500 12.928
201709 13.313 98.800 15.307
201712 14.623 99.400 16.712
201803 6.850 99.200 7.844
201806 10.169 99.200 11.645
201809 14.786 99.900 16.814
201812 5.335 99.700 6.079
201903 12.374 99.700 14.100
201906 14.512 99.800 16.519
201909 11.073 100.100 12.566
201912 9.409 100.500 10.636
202003 9.956 100.300 11.276
202006 11.242 99.900 12.783
202009 12.194 99.900 13.866
202012 12.943 99.300 14.807
202103 14.610 99.900 16.614
202106 12.643 99.500 14.434
202109 14.243 100.100 16.164
202112 15.437 100.100 17.519
202203 10.442 101.100 11.733
202206 15.112 101.800 16.864
202209 14.332 103.100 15.792
202212 12.020 104.100 13.117
202303 15.620 104.400 16.997
202306 20.038 105.200 21.638
202309 12.754 106.200 13.642
202312 14.373 106.800 15.288
202403 9.170 107.200 9.717
202406 21.550 108.200 22.626
202409 15.278 108.900 15.938
202412 22.002 110.700 22.578
202503 13.923 111.100 14.237
202506 15.440 111.700 15.703
202509 26.214 112.000 26.589
202512 24.556 113.000 24.686
202603 43.977 112.700 44.329
202606 33.360 113.600 33.360

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円 mean?
Hyakugo Bank (TSE:8368) has a E10 of 円 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hyakugo Bank and its competitors.
Is Hyakugo Bank's E10 too high?
Hyakugo Bank's current E10 is 円. Overall, Hyakugo Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's E10 compare to competitors?
Hyakugo Bank's E10 of 円 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hyakugo Bank and its competitors. Hyakugo Bank's current E10 is 円. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (TSE:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円938.24, compared to a current price of 円2,481.00 — trading 164.4% above its estimated fair value. The current E10 is 円. Hyakugo Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Hyakugo Bank (TSE:8368), the current E10 is 円 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakugo Bank (TSE:8368) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued. The current stock price of 円2,481.00 is trading 164.4% above its estimated GF Value™ of 円938.24. GuruFocus considers Hyakugo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8368:

  • E10:
  • GF Value™: 円938.24 vs. price of 円2,481.00 (164.4% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the TSE:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hyakugo Bank Business Description

Other Exchanges 8368:Japan
Address 21-27, Iwata, Tsu, Mie, JPN, 514-8666
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
56GF Score

Get the complete analysis for TSE:8368

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,481.00
Price
円938.24
GF Value