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Hyakugo BankTSE:8368 -3.33%61 5-Year Yield-on-Cost % is 5.12 as of Aug. 09, 2026, which is 37% below its 10-year median of 8.13. GuruFocus rates TSE:8368 with a GF Score™ of 61/100 and a GF Value™ of 円922.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,246 Banks companies, Hyakugo Bank ranks better than 65.65% on this metric.
Hyakugo Bank's yield on cost for the quarter that ended in Mar. 2026 was 5.12.
The historical rank and industry rank for Hyakugo Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8368'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.45 Med: 8.13 Max: 11.62
Current: 5.12
During the past 13 years, Hyakugo Bank's highest Yield on Cost was 11.62. The lowest was 4.45. And the median was 8.13.
TSE:8368's 5-Year Yield-on-Cost % is ranked better than 65.65% of 1246
companies
in the Banks industry
Industry Median: 3.81
vs TSE:8368: 5.12
Hyakugo Bank (TSE:8368) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hyakugo Bank 5-Year Yield-on-Cost % Related Terms
Hyakugo Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Hyakugo Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hyakugo Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Hyakugo Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hyakugo Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Hyakugo Bank is calculated as
Hyakugo Bank (TSE:8368) has a 5-Year Yield-on-Cost % of 5.12 as of Aug. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hyakugo Bank and its competitors. This is 37% below median its historical median of 8.13. Over the past decade, Hyakugo Bank's 5-Year Yield-on-Cost % has ranged from 4.45 to 11.62. According to the industry distribution chart, Hyakugo Bank ranks #428 out of 1246 companies in the Banks industry, placing it in the top 34.3%.
Is Hyakugo Bank's 5-Year Yield-on-Cost % too high?
Hyakugo Bank's current 5-Year Yield-on-Cost % of 5.12 is 37% below median its 10-year median of 8.13. Over the past 10 years, this metric has ranged from a low of 4.45 to a high of 11.62. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Hyakugo Bank's value of 5.12 is 34.4% above this industry median. Based on the distribution chart, Hyakugo Bank ranks #428 out of 1246 companies in the Banks industry, which is above the industry midpoint. Overall, Hyakugo Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Hyakugo Bank ranks #428 out of 1246 companies for 5-Year Yield-on-Cost %. This puts Hyakugo Bank in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Hyakugo Bank's value of 5.12 is 34.4% above this benchmark. Historically, Hyakugo Bank's own 5-Year Yield-on-Cost % has ranged from 4.45 to 11.62 over the past decade. While the company's 10-year median is 8.13 vs. the industry median of 3.81, Hyakugo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hyakugo Bank's current 5-Year Yield-on-Cost % of 5.12 is 34.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hyakugo Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyakugo Bank's current 5-Year Yield-on-Cost % is 5.12, which is 37% below median its own 10-year median of 8.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (TSE:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円922.70, compared to a current price of 円2,121.00 — trading 129.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.12, which is 37% below median its 10-year median of 8.13 and 34.4% above the Banks industry median of 3.81. Hyakugo Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hyakugo Bank (TSE:8368), the current 5-Year Yield-on-Cost % is 5.12 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hyakugo Bank (TSE:8368) Overvalued in 2026?
Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued.
The current stock price of 円2,121.00 is trading 129.9% above its estimated GF Value™ of 円922.70.
GuruFocus considers Hyakugo Bank to be Significantly Overvalued.
Key valuation signals for TSE:8368:
5-Year Yield-on-Cost %: 5.12 (37% below median its 10-year median of 8.13)
GF Value™: 円922.70 vs. price of 円2,121.00 (129.9% above fair value)
Industry Position: 34.4% above the Banks median (#428 of 1246)
No single metric tells the full story. See the TSE:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
61GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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