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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
PT Bank Panin Dubai Syariah TbkISX:PNBS 67 Median PS Value is Rp56.31 as of Jul. 26, 2026, which is 100% below its 10-year median of 0.78. GuruFocus rates ISX:PNBS with a GF Score™ of 67/100 and a GF Value™ of Rp50.02 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,044 Banks companies, PT Bank Panin Dubai Syariah Tbk ranks better than 74.23% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for PT Bank Panin Dubai Syariah Tbk's Median PS Value or its related term are showing as below:
ISX:PNBS'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.63 Med: 0.78 Max: 1.06
Current: 0.91
During the past 13 years, the highest Price to Median PS Value of PT Bank Panin Dubai Syariah Tbk was 1.06. The lowest was 0.63. And the median was 0.78.
ISX:PNBS's Price-to-Median-PS-Value is ranked better than 74.23% of 1044
companies
in the Banks industry
Industry Median: 1.13
vs ISX:PNBS: 0.91
PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
PT Bank Panin Dubai Syariah Tbk's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
51.00
/
56.31
=
0.91
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Panin Dubai Syariah Tbk Median PS Value Related Terms
PT Bank Panin Dubai Syariah Tbk Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Panin Dubai Syariah Tbk Median PS Value Chart
PT Bank Panin Dubai Syariah Tbk Median PS Value Competitor Comparison
For the Banks - Regional subindustry, PT Bank Panin Dubai Syariah Tbk's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Panin Dubai Syariah Tbk Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Panin Dubai Syariah Tbk's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where PT Bank Panin Dubai Syariah Tbk's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.5411.
PT Bank Panin Dubai Syariah Tbk's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp12.4.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) has a Median PS Value of Rp56.31 as of Jul. 26, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. This is 7119% above median its historical median of 0.78. Over the past decade, PT Bank Panin Dubai Syariah Tbk's Median PS Value has ranged from 0.63 to 1.06. According to the industry distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #269 out of 1044 companies in the Banks industry, placing it in the top 25.8%.
Is PT Bank Panin Dubai Syariah Tbk's Median PS Value too high?
PT Bank Panin Dubai Syariah Tbk's current Median PS Value of Rp56.31 is 7119% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.63 to a high of 1.06. Based on the distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #269 out of 1044 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Panin Dubai Syariah Tbk has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Panin Dubai Syariah Tbk's Median PS Value compare to competitors?
According to the Banks industry distribution chart, PT Bank Panin Dubai Syariah Tbk ranks #269 out of 1044 companies for Median PS Value. This puts PT Bank Panin Dubai Syariah Tbk in the upper half of its industry. The industry median Median PS Value is 1.13. Historically, PT Bank Panin Dubai Syariah Tbk's own Median PS Value has ranged from 0.63 to 1.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Panin Dubai Syariah Tbk's current Median PS Value is Rp56.31, which is 7119% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Panin Dubai Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) is currently considered Fairly Valued. The stock's GF Value™ is Rp50.02, compared to a current price of Rp51.00 — trading 2% above its estimated fair value. The current Median PS Value is Rp56.31, which is 7119% above median its 10-year median of 0.78. PT Bank Panin Dubai Syariah Tbk's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For PT Bank Panin Dubai Syariah Tbk (ISX:PNBS), the current Median PS Value is Rp56.31 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Panin Dubai Syariah Tbk stock appears to be overvalued.
The current stock price of Rp51.00 is trading 2% above its estimated GF Value™ of Rp50.02.
GuruFocus considers PT Bank Panin Dubai Syariah Tbk to be Fairly Valued.
Key valuation signals for ISX:PNBS:
Median PS Value: Rp56.31 (7119% above median its 10-year median of 0.78)
GF Value™: Rp50.02 vs. price of Rp51.00 (2% above fair value)
No single metric tells the full story. See the ISX:PNBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Panin Dubai Syariah Tbk Business Description
PT Bank Panin Dubai Syariah Tbk is an Indonesia-based Islamic commercial bank engaged in providing Sharia banking products and services. The bank offers financing products based on Murabahah, Mudharabah, Musyarakah, and Ijarah principles, along with savings accounts, current accounts, time deposits, treasury services, and digital banking solutions. Its operations serve retail, consumer, SME, and commercial banking customers in accordance with Islamic banking principles.
67GF Score
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