PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:PNBS PT Bank Panin Dubai Syariah Tbk ISX:PNBS
67 GF Score
Price Rp51.00
GF Value Rp50.02
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is PT Bank Panin Dubai Syariah Tbk ROC %?

PT Bank Panin Dubai Syariah Tbk ISX:PNBS 67 ROC % is % as of Mar. 2026. GuruFocus rates ISX:PNBS with a GF Score™ of 67/100 and a GF Value™ of Rp50.02 (Fairly Valued). The stock has 1 warning sign investors should review.

ROC %does not apply to banks.

ISX:PNBS
67GF Score
PT Bank Panin Dubai Syariah Tbk ISX:PNBS
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors.
Is PT Bank Panin Dubai Syariah Tbk's ROC % too high?
PT Bank Panin Dubai Syariah Tbk's current ROC % is %. Overall, PT Bank Panin Dubai Syariah Tbk has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Panin Dubai Syariah Tbk's ROC % compare to competitors?
PT Bank Panin Dubai Syariah Tbk's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on PT Bank Panin Dubai Syariah Tbk and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Panin Dubai Syariah Tbk's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Panin Dubai Syariah Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) is currently considered Fairly Valued. The stock's GF Value™ is Rp50.02, compared to a current price of Rp51.00 — trading 2% above its estimated fair value. The current ROC % is %. PT Bank Panin Dubai Syariah Tbk's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For PT Bank Panin Dubai Syariah Tbk (ISX:PNBS), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Panin Dubai Syariah Tbk (ISX:PNBS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Panin Dubai Syariah Tbk stock appears to be overvalued. The current stock price of Rp51.00 is trading 2% above its estimated GF Value™ of Rp50.02. GuruFocus considers PT Bank Panin Dubai Syariah Tbk to be Fairly Valued.

Key valuation signals for ISX:PNBS:

  • ROC %: %
  • GF Value™: Rp50.02 vs. price of Rp51.00 (2% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the ISX:PNBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Panin Dubai Syariah Tbk Business Description

Other Exchanges 2PS:Germany
Address Jalan Letjend S. Parman Kav. 91, Panin Life Center Building, 3rd Floor, Slipi, Palmerah, West Jakarta, Jakarta, IDN, 11420
PT Bank Panin Dubai Syariah Tbk is an Indonesia-based Islamic commercial bank engaged in providing Sharia banking products and services. The bank offers financing products based on Murabahah, Mudharabah, Musyarakah, and Ijarah principles, along with savings accounts, current accounts, time deposits, treasury services, and digital banking solutions. Its operations serve retail, consumer, SME, and commercial banking customers in accordance with Islamic banking principles.
67GF Score

Get the complete analysis for ISX:PNBS

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp50.02
GF Value