PNC (PNC Financial Services Group) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


PNC PNC Financial Services Group Inc PNC
78 GF Score
Price $251.91
GF Value $203.91
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PNC Financial Services Group ROC (Joel Greenblatt) %?

PNC Financial Services Group PNC +0.40% 78 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates PNC with a GF Score™ of 78/100 and a GF Value™ of $203.91 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 46 Banks companies, PNC Financial Services Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

PNC
78GF Score
PNC Financial Services Group Inc PNC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
PNC Financial Services Group (PNC) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PNC Financial Services Group and its competitors. According to the industry distribution chart, PNC Financial Services Group ranks #999999 out of 46 companies in the Banks industry.
Is PNC Financial Services Group's ROC (Joel Greenblatt) % too high?
PNC Financial Services Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, PNC Financial Services Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PNC Financial Services Group has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's ROC (Joel Greenblatt) % compare to USB and NU?
According to the Banks industry distribution chart, PNC Financial Services Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places PNC Financial Services Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on PNC Financial Services Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNC Financial Services Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is $203.91, compared to a current price of $251.91 — trading 23.5% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. PNC Financial Services Group's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For PNC Financial Services Group (PNC), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of $251.91 is trading 23.5% above its estimated GF Value™ of $203.91. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for PNC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $203.91 vs. price of $251.91 (23.5% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
78GF Score

Get the complete analysis for PNC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$251.91
Price
$203.91
GF Value