BYFC (Broadway Financial) Moat Score: 3/10 (As of Jun. 28, 2026)


BYFC Broadway Financial Corp BYFC
55 GF Score
Price $10.38
GF Value $7.31
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Broadway Financial Moat Score?

Broadway Financial BYFC +8.81% 55 Moat Score is 3 as of Jun. 28, 2026. GuruFocus rates BYFC with a GF Score™ of 55/100 and a GF Value™ of $7.31 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,610 Banks companies, Broadway Financial ranks better than 74.41% on this metric.

Broadway Financial has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

Broadway Financial has No Moat: Broadway Financial Corp has limited market leadership and lacks significant customer switching costs or brand strength. The company does not possess valuable intellectual property or durable cost advantages, resulting in a weak competitive position with no discernible moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Broadway Financial might have No Moat - Very weak/transient advantages.

Broadway Financial  (NAS:BYFC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Broadway Financial Moat Score Related Terms

BYFC vs UBCP, FUSB, FABP: Moat Score Comparison

For the Banks - Regional subindustry, Broadway Financial's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Broadway Financial Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Broadway Financial's Moat Score distribution charts can be found below:

* The bar in red indicates where Broadway Financial's Moat Score falls into.


BYFC
55GF Score
Broadway Financial Corp BYFC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
Broadway Financial (BYFC) has a Moat Score of 3 as of Jun. 28, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Broadway Financial ranks #412 out of 1610 companies in the Banks industry, placing it in the top 25.6%.
Is Broadway Financial's Moat Score too high?
Broadway Financial's current Moat Score is 3. Based on the distribution chart, Broadway Financial ranks #412 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, Broadway Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Broadway Financial's Moat Score compare to UBCP and FUSB?
According to the Banks industry distribution chart, Broadway Financial ranks #412 out of 1610 companies for Moat Score. This puts Broadway Financial in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Broadway Financial's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Broadway Financial stock overvalued right now?
Based on GuruFocus' analysis, Broadway Financial (BYFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.31, compared to a current price of $10.38 — trading 42% above its estimated fair value. The current Moat Score is 3. Broadway Financial's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Broadway Financial (BYFC), the current Moat Score is 3 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Broadway Financial (BYFC) Overvalued in 2026?

Based on GuruFocus' analysis, Broadway Financial stock appears to be overvalued. The current stock price of $10.38 is trading 42% above its estimated GF Value™ of $7.31. GuruFocus considers Broadway Financial to be Significantly Overvalued.

Key valuation signals for BYFC:

  • Moat Score: 3
  • GF Value™: $7.31 vs. price of $10.38 (42% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the BYFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Broadway Financial Business Description

Address 4601 Wilshire Boulevard, Suite 150, Los Angeles, CA, USA, 90010
Broadway Financial Corp is active in the financial services domain. It is a savings and loan holding company in the United States. The Bank offers a variety of commercial real estate loan products, services, and depository accounts that support investments in affordable housing, small businesses, and nonprofit community facilities located within low-to-moderate income neighborhoods.
55GF Score

Get the complete analysis for BYFC

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.38
Price
$7.31
GF Value