BYFC (Broadway Financial) Return-on-Tangible-Asset: 0.33% (As of Mar. 2026) — 94% Above Median


BYFC Broadway Financial Corp BYFC
55 GF Score
Price $9.75
GF Value $7.32
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Broadway Financial Return-on-Tangible-Asset?

Broadway Financial BYFC +1.56% 55 Return-on-Tangible-Asset is 0.33% as of Mar. 2026, which is 94% above its 10-year median of 0.17. GuruFocus rates BYFC with a GF Score™ of 55/100 and a GF Value™ of $7.32 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Broadway Financial ranks worse than 98.36% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Broadway Financial's annualized Net Income for the quarter that ended in Mar. 2026 was $4.64 Mil. Broadway Financial's average total tangible assets for the quarter that ended in Mar. 2026 was $1,384.40 Mil. Therefore, Broadway Financial's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 0.33%.

The historical rank and industry rank for Broadway Financial's Return-on-Tangible-Asset or its related term are showing as below:

BYFC' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.87   Med: 0.17   Max: 0.84
Current: -1.6

During the past 13 years, Broadway Financial's highest Return-on-Tangible-Asset was 0.84%. The lowest was -1.87%. And the median was 0.17%.

BYFC's Return-on-Tangible-Asset is ranked worse than
98.36% of 1528 companies
in the Banks industry
Industry Median: 0.99 vs BYFC: -1.60

Broadway Financial  (NAS:BYFC) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Broadway Financial Return-on-Tangible-Asset Related Terms


Broadway Financial Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for Broadway Financial's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Broadway Financial Return-on-Tangible-Asset Chart

Broadway Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.52 0.51 0.34 0.14 -1.87

Broadway Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.85 0.25 -7.48 0.31 0.33

BYFC vs USMT, PTBS, FNWB: Return-on-Tangible-Asset Comparison

For the Banks - Regional subindustry, Broadway Financial's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Broadway Financial Return-on-Tangible-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Broadway Financial's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Broadway Financial's Return-on-Tangible-Asset falls into.


BYFC
55GF Score
Broadway Financial Corp BYFC
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Broadway Financial Return-on-Tangible-Asset Calculation

Broadway Financial's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-24.795/( (1307.25+1344.109)/ 2 )
=-24.795/1325.6795
=-1.87 %

Broadway Financial's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=4.636/( (1344.109+1424.681)/ 2 )
=4.636/1384.395
=0.33 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data.

What does a Return-on-Tangible-Asset of 0.33% mean?
Broadway Financial (BYFC) has a Return-on-Tangible-Asset of 0.33% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Broadway Financial and its competitors. This is 94% above median its historical median of 0.17. According to the industry distribution chart, Broadway Financial ranks #1503 out of 1528 companies in the Banks industry, placing it in the top 98.4%.
Is Broadway Financial's Return-on-Tangible-Asset too high?
Broadway Financial's current Return-on-Tangible-Asset of 0.33% is 94% above median its 10-year median of 0.17. The Banks industry median Return-on-Tangible-Asset is 0.99. Broadway Financial's value of 0.33% is 66.7% below this industry median. Based on the distribution chart, Broadway Financial ranks #1503 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Broadway Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Broadway Financial's Return-on-Tangible-Asset compare to USMT and PTBS?
According to the Banks industry distribution chart, Broadway Financial ranks #1503 out of 1528 companies for Return-on-Tangible-Asset. This places Broadway Financial in the lower half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Broadway Financial's value of 0.33% is 66.7% below this benchmark. While the company's 10-year median is 0.17 vs. the industry median of 0.99, Broadway Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Broadway Financial's current Return-on-Tangible-Asset of 0.33% is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Broadway Financial and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Broadway Financial's current Return-on-Tangible-Asset is 0.33%, which is 94% above median its own 10-year median of 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Broadway Financial stock overvalued right now?
Based on GuruFocus' analysis, Broadway Financial (BYFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $7.32, compared to a current price of $9.75 — trading 33.2% above its estimated fair value. The current Return-on-Tangible-Asset is 0.33%, which is 94% above median its 10-year median of 0.17 and 66.7% below the Banks industry median of 0.99. Broadway Financial's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Broadway Financial (BYFC), the current Return-on-Tangible-Asset is 0.33% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Broadway Financial (BYFC) Overvalued in 2026?

Based on GuruFocus' analysis, Broadway Financial stock appears to be overvalued. The current stock price of $9.75 is trading 33.2% above its estimated GF Value™ of $7.32. GuruFocus considers Broadway Financial to be Significantly Overvalued.

Key valuation signals for BYFC:

  • Return-on-Tangible-Asset: 0.33% (94% above median its 10-year median of 0.17)
  • GF Value™: $7.32 vs. price of $9.75 (33.2% above fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 66.7% below the Banks median (#1503 of 1528)

No single metric tells the full story. See the BYFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Broadway Financial Business Description

Address 4601 Wilshire Boulevard, Suite 150, Los Angeles, CA, USA, 90010
Broadway Financial Corp is active in the financial services domain. It is a savings and loan holding company in the United States. The Bank offers a variety of commercial real estate loan products, services, and depository accounts that support investments in affordable housing, small businesses, and nonprofit community facilities located within low-to-moderate income neighborhoods.
55GF Score

Get the complete analysis for BYFC

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.75
Price
$7.32
GF Value